This report looks at what is the optimal solvency ratio for an insurance company, or in other words, what is the optimal balance between risk and capitalization, and how P&C reinsurance contributes to achieving this ratio.
For the second time, following a comprehensive analysis of the data publicly disclosed by 2,500 insurance companies in Europe (including the UK and Switzerland) in 2025, the report provides some insight on these questions, along with a few benchmarks.
Related articles
2024 European captives analytical review of Solvency II reports | SCOR (October 2024)
Solvency & Reinsurance in Europe – Review of Solvency II reports | SCOR (September 2024)