The Trump Administration is supporting legislative and regulatory changes geared to facilitate the in-flow of cryptocurrencies into the banking and real estate finance sectors in a much more meaningful way than previously possible. “The Intersection of Banking and Crypto Regulation” in-depth report (Sept. 2025) examines the impact of the new developments on the lending industry and shares expert guidance about what lenders need to keep in mind when dealing with digital assets.
In its section, “Regulatory, Financial Stability Considerations of Crypto in Banking,” the Report notes that top U.S. banking regulators “have shifted gears dramatically with respect to cryptocurrencies compared to where they were a year ago, having taken steps to address the delineation of oversight responsibilities with respect to digital assets, while simultaneously withdrawing old guidance on the subject and issuing new or updated versions.”
Wolters Kluwer’s Thomas Grundy notes that one of the key elements of the new guidance is its clarification of the term “safekeeping” with respect to digital assets:
“As banks increasingly move to offer crypto custody services, the legal and compliance landscape is anything but clear,” Grundy says. “The July 2025 joint statement from the federal banking regulators underscores that crypto safekeeping is not simply a technical service — it is a regulated financial activity with far-reaching implications.”
To read the Special Report in full, go to: https://www.doddfrankupdate.com/dfu/banking-crypto-regulation-report.aspx