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XRP seems to be favored by both ChatGPT and Grok.

Pi Network’s PI, Ripple’s XRP, and Cardano’s ADA are three of the most trending cryptocurrencies, which have millions of holders worldwide.

They all had their glory moments earlier this year, but their recent performance has been quite the opposite. We decided to check whether these digital assets can deliver substantial gains in 2026 and which one is best positioned to outperform. For additional insight, we consulted four of the most popular AI-powered chatbots.

PI is the ‘Wildcard’

ChatGPT estimated that XRP has the “cleanest setup” and has the best chance for “sustained, risk-adjusted gains” throughout 2026. It claimed that institutional interest towards the asset has been growing, while the regulatory clarity has improved following Ripple’s victory in the legal battle against the US SEC.

The chatbot described Cardano’s native token as a “strong contender.” It highlighted the “methodical” development of its ecosystem and devoted community and predicted that it can quickly catch up in case the broader crypto market heads north.

Pi Network’s PI is seen as a “wildcard.” ChatGPT argued that the token poses the highest risk and uncertainty, forecasting that its potential rally next year will depend heavily on real utility, increased adoption, and clear tokenomics.

“If those pieces fall into place, PI could massively outperform – but if not, expectations may deflate quickly.”

Grok, the chatbot integrated within X, also claimed that XRP has the strongest potential among that pack. It went even further, envisioning a new all-time high for Ripple’s native token in 2026, driven by its real-world utility in cross-border payments and favorable regulatory tailwinds.

According to Grok, ADA could post steady growth through tech upgrades, whereas PI (“being new and more speculative”) might deliver volatile pumps but faces a higher risk of a further decline.

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More in Favor of XRP

Perplexity agreed with the thesis of the aforementioned AI-powered chatbots. It claimed that Ripple’s cross-border token has the strongest potential and could explode to a new record above $8.60 next year.

It was more conservative regarding Cardano’s cryptocurrency, stating that its potential rally would hinge on the launch of a spot ADA ETF in the USA. PI is seen as the underdog since its price is limited by supply pressure and the lack of support coming from leading exchanges like Binance.

Google’s Gemini estimated that all cryptocurrencies in question have great potential. It claimed that XRP could flip Ethereum (ETH) next year if institutional adoption picks up, whereas ADA might jump to uncharted territory if the ecosystem continues to evolve.

Gemini was surprisingly bullish for PI, too, calling it the asset with “the highest moonshot” upside. At the same time, it warned that it has the highest risk of crashing to virtually zero sometime in 2026.