After spending time with his sister who is a practicing veterinarian, Ryan Gallagher, chief executive officer and co-founder of Scribenote, wanted to help find a way to save her time when she was doing her medical records at the end of the day, resulting in the creation of Scribenote. On this episode, our host Adam Christman, DVM, MBA, and Gallagher discuss Scribenote and how it works, plus why it was important for the company to emphasize the importance of the human-animal bond in the company’s mission.
Below is a partial transcript, edited lightly for clarity
Adam Christman, DVM, MBA: if you could walk us through just a little bit on, you know how AI listens to the appointments and turns those conversations into usable medical records, that would be useful to some to those of you listening, I know you probably well, how does that? How does that really work? So, can you walk us through just a little bit of that?
Sean Gallagher: Yeah, so, I mean, it’s, it’s just a couple steps. The first step is to take the audio from the exam room and save that in the cloud. The actual first thing that we do is save it to your device, first, in case you’re like, offline, or your you know, Wi Fi connection is not strong, but once that syncs with the cloud, we take that audio and we transcribe it using models tailored more to like veterinary lingo. So you know, you can count on Scribenote not to just transcribe your conversation accurately regardless of accents actually, including regardless of languages. Scribenote supports multiple different languages being transcribed, but then to be sort of accurate and capturing your veterinary verbiage at the same time.
And then we take that transcript audio, which you can access later. And it’s also worth noting that you can always access the audio later as well, so you have sort of 2 layers of fallback to your medical record of extra sort of memory and then we take that audio, and then we’ve run that through large language models, so the same kind of technology that powers popular AI tools like chatgpt, and we then take those large language models and we make them sort of tuned towards spitting out a medical record of highly accurate, highly relevant and. Sort of tuned to you, medical record structure.
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Taylor Swift said considering her energy ‘expensive’ is key to her relationship with social media.
The pop star is well-acquainted with online hate and criticism, including explicit deepfake images.
Her words echo beyond social media, as the job market reconsiders how employees should spend their time.
Taylor Swift might have worn an $11,400 necklace when announcing her new album, but she spoke more about another luxe commodity: her energy.
The pop star explained how she maintains a “healthy relationship” with social media during an appearance on her boyfriend Travis Kelce’s podcast, saying that she ignores a lot of what’s written and posted about her.
“I have so many friends or acquaintances or people where like, they’ll see one comment they don’t like and it will ruin their day, it will ruin their night,” Swift said. “I just want to say to them, you should think of your energy as if it’s expensive, as if it’s like a luxury item. Not everyone can afford it.”
Kelce’s sense of humor about online content has helped Swift get to this point of relative nonchalance, she said. And some of her willful ignorance is by design — she said she’s had her Instagram comments disabled for around 10 years and doesn’t miss them.
Swift is no stranger to online hate — last year, sexually explicit AI-generated images of her went viral on X and Telegram, with one image staying up for 17 hours and getting more than 45 million views. The posts reignited calls for laws to fight deepfakes, and Swift herself turned those and other false images into political fuel. In September, she announced she was endorsing former Vice President Kamala Harris for president in part because of AI-generated images of her that President Donald Trump posted.
As one of the world’s most successful artists, Swift has to be intentional with how she expends the “luxury item” of her energy, which has itself been a topic of controversy. Though she spent a combined 484 hours singing onstage at the Eras tour and was in a state of self-described “perpetual discomfort,” fans and critics alike knocked her for taking a break after the concerts ended.
As strict RTO mandates are back in full swing and Elon Musk touts 120-hour work weeks, Swift’s comments about protecting one’s own energy may resonate beyond the social media realm. Gen Z workers are avoiding leadership roles to protect their work-life balance, while employees generally may be experiencing “quiet cracking” and struggling to find meaning in the many hours of “expensive” energy, to quote Swift, they spend at their jobs.
Lisa Kaltenegger, associate professor in the Department of Astronomy in the College of Arts and Sciences, has been awarded the 2025 Carl Sagan Medal by the Division for Planetary Sciences (DPS) of the American Astronomical Society.
The award recognizes and honors outstanding communication by an active planetary scientist to the public. The prize will be presented in September at a joint meeting of the DPS and the Europlanet Society Congress in Helsinki, Finland.
In a statement, the prize committee said Kaltenegger’s efforts “have significantly contributed to a public understanding of, and enthusiasm for, planetary science. Throughout her career, Kaltenegger has made communication and engagement a priority … she has worked hard to ensure that her outstanding contributions to the fields of planetary and exoplanetary science be accessible to general audiences as well as scientists.”
Lisa Kaltenegger, director of the Carl Sagan Institute, in the Space Sciences Building.
“Carl Sagan was dedicated to the public understanding and popularization of science and his legacy of public outreach is alive and well in the College of Arts and Sciences,” said Peter John Loewen, the Harold Tanner Dean of Arts and Sciences. “Professor Kaltenegger has followed in Sagan’s footsteps and this well-deserved award recognizes her commitment to and success in conveying the excitement and wonder of science.”
The committee cited her work as founding director of Cornell’s Carl Sagan Institute, with its extensive public outreach, including a YouTube channel showcasing technical and popular science talks with more than 26,000 subscribers. The committee also called Kaltenegger “a gifted communicator” who has appeared on numerous high-profile media outlets and podcasts. She recently published the critically acclaimed popular science book, “Alien Earths,” which has been translated into 10 languages.
“Sharing the wonders of the cosmos with the public is a privilege and delight, and it has allowed me to meet so many outstanding people,” Kaltenegger said. “I am deeply honored and humbled to receive this award that carries Carl’s name. He still inspires me.”
Kaltenegger, an expert in modeling habitable worlds and their “light fingerprints,” has spent the last decade finding new ways to spot life in the cosmos, working with NASA and the European Space Agency on missions to find habitable planets. Kaltenegger has pioneered modeling light fingerprints (spectra) of Earth through geological times, showing what changes telescopes could spot on a changing habitable world, from a young Earth to our modern world. She also identified approximately 1,000 stars that could see Earth dim the Sun from their vantage point and spot us as aliens – if anyone were looking.
Her team models how to identify signs of life on habitable worlds orbiting different colored stars and stellar remnants. Their research includes modeling lava world equivalents in the lab to help figure out what such exoplanets would look like from Earth, and growing biota from diverse environments to create a color catalog of life. So far, the catalog includes more than 250 biopigment measurements of a wide range of biota that could be identified on worlds circling other stars; the team has also used AI to develop strategies to find these colors on other worlds with the next generation of telescopes.
Kaltenegger’s other awards include the Heinz Meier Leibnitz Prize for Physics of Germany; the Doppler Prize for Innovation in Science of Austria; the Barry-Jones Inauguration Award of the Royal Astrobiology Society and Open University in Britain; and the Beatrice Tinsley Lecturer of the Royal Astronomical Society of New Zealand. She was named one of America’s Young Innovators by Smithsonian Magazine, an Innovator to Watch by TIME Magazine, and was selected as one of the European Commission’s Role Models for Women in Science and Research.
Past winners of the Carl Sagan Medal include Steve Squyres ’78, Ph.D. ’81, professor emeritus in astronomy, who now serves as chief scientist for the private aerospace company Blue Origin.
Linda B. Glaser is news and media relations manager for the College of Arts and Sciences.
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August 15, 2025
Federal Reserve Board announces it will sunset its novel activities supervision program and return to monitoring banks’ novel activities through the normal supervisory process
For release at 12:00 p.m. EDT
The Federal Reserve Board on Friday announced that it will sunset its novel activities supervision program and return to monitoring banks’ novel activities through the normal supervisory process.
Since the Board started its program to supervise certain crypto and fintech activities in banks, the Board has strengthened its understanding of those activities, related risks, and bank risk management practices. As a result, the Board is integrating that knowledge and the supervision of those activities back into the standard supervisory process and is rescinding its 2023 supervisory letter creating the program.
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Imagine the inside of a cell is like a bustling city where a variety of projects are underway, such as building bridges, erecting skyscrapers and paving roads. In order to build and complete their projects, each different construction team member needs to find each other and coordinate their efforts and the placement of the building materials to complete their projects, despite the chaos of constant movement and noise all around them.
Javier Bardem and Penélope Cruz surprised fans with an unexpected appearance at Bad Bunny’s residency concert in San Juan, Puerto Rico, turning what was already one of the summer’s hottest shows into a star-studded spectacle. The Oscar-winning couple, known for guarding their private life, were spotted in the VIP section at the Coliseo de Puerto Rico on August 11, where they laughed, danced and mingled with fellow celebrities while enjoying the Caribbean atmosphere.
Fans on social media could not get enough of the pair’s affectionate display, with clips showing Bardem smiling and dancing alongside Cruz, a far cry from the intense characters he often plays on screen. Their joyful energy was contagious and offered a rare glimpse into their relationship away from the cameras.
The highlight of the night came when Bad Bunny invited Cruz on stage to introduce his hit ‘Voy a llevarte pa PR.’ Dressed in a sleek black lace top and jeans, Cruz electrified the crowd by shouting “¡Acho, PR es otra cosa!” which translates to “Hey, Puerto Rico is something else!” The crowd erupted, and Bad Bunny praised her stage presence, saying she knew exactly how to work the audience.
Cruz later shared moments from the night on Instagram, posting the word “Impresionante!!” alongside clips of her and Bardem dancing. Fans were quick to celebrate the couple’s public appearance, noting how rare it is to see them in such a lively setting.
The pair, married for 15 years with two children, have consistently kept their personal lives out of the spotlight. Their relaxed and cheerful presence at the concert, combined with Cruz’s spontaneous stage moment, made this appearance even more special. The night offered fans an intimate look at two of Hollywood’s most private stars letting loose and embracing the music and culture of Puerto Rico.
Disney (DIS) is set to launch the long-awaited direct-to-consumer (DTC) service for ESPN on Thursday, Aug. 21. Sports are a key pillar of Disney’s growth strategy, and the launch will be a key event that investors should watch closely. In this article, we’ll look at Disney’s outlook as it takes yet another step in its pivot toward streaming.
ESPN has priced its DTC service, which CEO Bob Iger termed a “sports fan’s dream,” at $29.99 per month. The company is also offering ESPN as a bundle with Disney+ and Hulu at a promotional price of $29.99 per month for the first 12 months – a price Iger said is an “incredible, incredible bargain for the consumer.”
The company has touted features such as increased personalization, integration of statistics, and a personalized sports center for the app. It will also include access to betting, fantasy sports, and commerce solutions, which will help the company add to its revenues.
www.barchart.com
Disney is a media and entertainment conglomerate with a diverse portfolio. It has the legacy linear TV business, which is in a structural, if not terminal, decline. Disney also has a movie production business, which holds some of the most popular intellectual property. The company has a streaming business, which has turned profitable. Then we have the Experiences segment that houses the theme parks and cruises, and is the proverbial cash cow for the company.
Sports have been a key growth area for Disney, and the company has taken several steps to make its offering even more attractive for users. These include:
Partnering with Penn Entertainment (PENN) to launch the sports-gambling platform ESPN Bet. Sports betting is gaining traction and could be a key growth driver for ESPN in the coming years.
Signing a deal with WWE for exclusive domestic rights to major WWE events starting in 2026. As part of the $1.6 billion agreement, Disney will stream all Premium Live Events (PLEs), including WrestleMania.
Partnering with the NFL, giving the football league a 10% stake in ESPN. In return, ESPN will own and operate the NFL Network. It will also acquire some other media assets owned by the NFL, including the NFL’s linear RedZone Channel and NFL Fantasy.
ESPN has also launched a streaming bundle with FOX One priced at $39.99 per month.
The launch of ESPN’s DTC service is a key event for Disney. While the company will need to pay a dividend to the NFL for its 10% stake in ESPN, Disney is confident that the launch will be accretive to its earnings in the first year after the close of the transaction. The company expects the NFL partnership to add to its revenues and operating profits and also lead to lower churn among its subscribers.
Disney will be launching ESPN DTC ahead of key live sports events, including college football and NFL seasons. Live sports is a fast-growing market for broadcasters, and that’s where the real value for ESPN DTC will lie. No wonder streaming companies like Alphabet’s (GOOG) YouTube and Netflix (NFLX) are betting big on live sports.
Disney has a consensus rating of “Strong Buy” from the 28 analysts covering the stock, while its mean target price of $134.52 is 15.6% higher than the Aug. 14 closing price.
www.barchart.com
I have been bullish on Disney stock for quite some time amid the transformation under Iger, in which the company’s streaming business has turned profitable. For context, that business lost almost $1.5 billion in fiscal Q4 2022, which was the last full quarter under Iger’s predecessor Bob Chapek.
I remain bullish on Disney as the company progresses in its turnaround. The stock’s valuations are also reasonable at a forward price-earnings (P/E) multiple of 19.83x. While the levels are not mouthwateringly cheap, I find them decent enough to add some more shares to my existing holdings.
On the date of publication, Mohit Oberoi had a position in: DIS, NFLX, GOOG, PENN. All information and data in this article is solely for informational purposes. This article was originally published on Barchart.com
(Bloomberg) — Wall Street traders sent stocks down from all-time highs, with a weak reading on consumer sentiment and an increase in inflation expectations tempering optimism about solid retail sales.
The end of a week that saw investors juggling contradictory signs on the inflation front also brought inconclusive indications about how Americans are feeling about the economy. Following a a 30% surge from its April lows, the S&P 500 retreated.
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Treasuries fell across the curve, with longer-dated maturities leading the way. Attention will soon shift to next week’s central bank gathering in Jackson Hole, Wyoming, with traders getting ready for Jerome Powell’s speech.
US retail sales rose in July in a broad-based advance, boosted by car sales and major online promotions. Later, a separate report showed consumer sentiment unexpectedly fell for the first time since April and inflation expectations rose.
“Overall, consumers are no longer bracing for the worst-case scenario for the economy feared in April,” said Peter Boockvar, author of The Boock Report. “However, consumers continue to expect both inflation and unemployment to deteriorate in the future.”
To Bill Adams at Comerica Bank, while the data don’t all point in the same direction, the US economy looks to be in OK shape.
“What consumers do is more important to the economy than what they say,” he said.
Investors also awaited a face-to-face summit between Donald Trump and Vladimir Putin in Alaska due to start at 3 p.m. New York time.
To Bret Kenwell at eToro, July’s retail sales figures weren’t necessarily a blowout. However, control group sales — which are used in the gross domestic product calculation — topped economists’ expectations, while June’s already strong report was revised even higher.
Retailers will start reporting earnings next week, which should provide more insights into consumer behavior, he noted.
As long as consumer spending holds up and companies are able to retain workers because of that robust spending, the flywheel can continue to spin, pushing corporate profits and stock prices higher, according to Chris Zaccarelli at Northlight Asset Management.
US stocks are set to decline in the event of dovish signals from the Federal Reserve at the Jackson Hole economic symposium as investors “buy rumor, sell fact,” according to Bank of America Corp. strategists led by Michael Hartnett.
Money markets still see high odds of a Fed rate cut in September, with at least two reductions by the end of the year.
Investors poured about $21 billion into US equity funds in the week through Aug. 13, after redeeming nearly $28 billion in the week prior, according to the note citing EPFR Global data.
Corporate Highlights:
The Trump administration is considering using funds from the US Chips Act to take a stake in the beleaguered American chipmaker Intel Corp., according to people familiar with the discussions. Applied Materials Inc., the largest American producer of chipmaking gear, gave a disappointing sales and profit forecast, renewing concerns that the US trade dispute with China is weighing on demand. UnitedHealth Group Inc. jumped after funds piled into the company, which has been hampered by a federal probe into its business practices and weakening results. Warren Buffett’s Berkshire Hathaway Inc. was among the investors, buying 5 million shares, according to a filing. David Tepper’s Appaloosa Management LP also invested, boosting its holdings of the health insurance giant by 2.3 million shares. Swiss chocolatier Lindt & Spruengli AG may shift production of its world-famous, gold-wrapped Easter bunnies to the US to sidestep import tariffs. Danish jewelry company Pandora A/S is weighing potential price increases in the US due to higher tariffs, according to its chief executive officer. AstraZeneca Plc released its flu vaccine nasal spray for at-home use on Friday, an option that comes at a contentious time for vaccine access in the US. Some of the moves in markets:
Stocks
The S&P 500 fell 0.3% as of 12 p.m. New York time The Nasdaq 100 fell 0.5% The Dow Jones Industrial Average rose 0.2% The Stoxx Europe 600 was little changed The MSCI World Index was little changed Bloomberg Magnificent 7 Total Return Index fell 0.3% The Russell 2000 Index fell 0.6% Currencies
The Bloomberg Dollar Spot Index fell 0.3% The euro rose 0.5% to $1.1706 The British pound rose 0.2% to $1.3562 The Japanese yen rose 0.5% to 147.01 per dollar Cryptocurrencies
Bitcoin fell 0.5% to $117,352.15 Ether fell 2.3% to $4,431.94 Bonds
The yield on 10-year Treasuries advanced three basis points to 4.32% Germany’s 10-year yield advanced eight basis points to 2.79% Britain’s 10-year yield advanced five basis points to 4.70% The yield on 2-year Treasuries advanced one basis point to 3.75% The yield on 30-year Treasuries advanced four basis points to 4.92% Commodities
“Comparison table showing DUT predictions and JWST observations, highlighting alignment in mass, star formation rate, infrared emission, ionization lines, and redshift distribution, with corresponding star ratings.”
“Simulations from 2024–2025 matched JWST’s discovery of a 300M-solar-mass black hole, confirming DUT’s predictive power.”
DUT incorporates JWST discoveries seamlessly, predicting extreme cosmic structures before they are observed.”
— oel Almeida, CEO – ExtractoDAO Lab
CURITIBA, PARANá, BRAZIL, August 15, 2025 /EINPresswire.com/ — DUT Quantum Technology Anticipated a 300 Million Solar Mass Primordial Black Hole: Prediction Confirmed by JWST and Published Before the Official Announcement
Based on 2024–2025 simulations, the Dead Universe Theory Simulator reproduced the masses, redshifts, and spectral characteristics now confirmed by CAPERS-LRD-z9 observations published in The Astrophysical Journal.
The 6 August 2025 announcement in The Astrophysical Journal, reporting the discovery of a black hole with 300 million solar masses only 500 million years after the Big Bang, confirms a prediction recorded by the Dead Universe Theory (DUT) Quantum Simulator months prior to the official disclosure.
While traditional models such as ΛCDM still struggle to explain the rapid growth of such massive black holes in the primordial universe, the Dead Universe Theory (DUT) interprets these objects as gravitational fossils within a dead cosmological structure — a present-day continuous spacetime fabric in which the observable universe is embedded. These objects are thermodynamically stabilized and detectable as Small Red Dots (SRDs) or obscured active galactic nuclei.
Contrary to some misconceptions, DUT does not postulate that the observable universe originated from another, separate universe. The framework asserts that there is only one universe, and that the observable domain exists in a state of gravitational collapse within this larger structural continuum, composed of fine-scale constituents of that same universe. To claim otherwise — suggesting the existence of other universes — would fall into the realm of pseudoscience, since no empirical proof currently supports the existence of any universe beyond our own.
“Mainstream science is visibly uncomfortable with the flood of discoveries from JWST — from SRDs to the identification of supermassive black holes so early in cosmic history — given that many models, such as ΛCDM, did not anticipate these extremes. In contrast, the Dead Universe Theory (DUT) is ready to incorporate any JWST observation, operating consistently both on the 13.8-billion-year scale with singularity and on the extended 180-billion-year scale without singularity. While the mainstream attempts to redefine itself to accommodate these findings, the DUT community is growing organically on social media — a clear sign that its predictive, manageable framework is in tune with both the present and the future of cosmology.” — Joel Almeida, Scientific Leader, DeSci Lab, ExtractoDAO
Alignment Between DUT Predictions and JWST Observations The analysis of the article reveals a remarkable alignment between DUT’s predictions and JWST’s observations of SRDs/LRDs. The following table summarizes the main points of convergence:
The Dead Universe Theory (DUT) Simulator predicted, in advance, the existence of supermassive black holes in the primordial universe, with masses equal to or greater than 10⁸ M⊙, low star formation rates, and predominantly infrared spectral signatures. These predictions were recorded and published on Zenodo prior to the release of observational data by the CAPERS program conducted with the James Webb Space Telescope (JWST).
On 6 August 2025, a study led by Anthony Taylor and his team, published in The Astrophysical Journal Letters, confirmed the detection of a black hole with approximately 300 million solar masses, formed about 500 million years after the Big Bang. The observed characteristics fully match the parameters simulated by DUT, validating the predictive robustness of the model.
The DUT team expresses its appreciation to Dr. Anthony Taylor and collaborators for their scientific contribution, which, through independent observations, experimentally confirmed predictions previously published.
“Perhaps the time has come to shake the so-called ‘cosmic seeds.’ We see an intellectual dishonesty in the way data and mathematics are being handled, as we are creating a generation of young astrophysicists and cosmologists frustrated with ΛCDM. Every new discovery and detected object is forced into the framework of cosmic dust or other elements, with the claim that they ‘shouldn’t exist’ — yet without accepting that the Big Bang has failed in its predictions. Is there something wrong with that? No. But ΛCDM, as it stands, refuses falsifiability, which is why it has become pseudoscience. Meanwhile, DUT has embedded self-refutation code in its simulators, losing points if it introduces concepts that cannot be falsified — such as multiverses, an endless sequence of Big Bangs — while the Big Bang itself continues to show its flaws.” — Eduardo Rodrigues, CTO, ExtractoDAO
The simulator, developed by ExtractoDAO S.A., had already modeled compact, quiescent objects with masses ≥ 10⁸ M⊙, low star formation rates, and infrared spectral signatures — exactly the profile observed by the CAPERS program team using JWST.
“When we published the prediction on Zenodo (https://zenodo.org/records/16879286), there was no observational record of objects with these characteristics at this timescale. DUT generated this prediction from non-singular gravitational principles and entropic gradients, without any post-observation adjustment. Now, JWST has confirmed exactly this scenario.” — Joel Almeida, Creator of DUT
ExtractoDAO created the first DeSci simulator. The startup’s plans now focus on an online version integrated with cloud infrastructures such as IBM and Microsoft to allow real-time connections with telescope data. For strategic reasons, the first version is entirely offline, with data imported manually — introducing delays in research but ensuring privacy and certainty for researchers that ExtractoDAO has no access to their data. Additionally, since the company has not yet received external funding, this approach reduces infrastructure costs.
“DUT not only predicted primordial black holes but now projects the cosmos’ future: structures at z≈20 and sub-0 K states. Simulations in DUT Quantum and DUT General Relativity are open for community validation. Predictive, verifiable science in action!
This predictive accuracy — rare in contemporary cosmology — reinforces DUT’s robustness as a scientific anticipation tool, capable of guiding observational campaigns even before data collection begins.
Joel Almeida almeida ExtractoDAO LABS email us here Visit us on social media: LinkedIn Instagram YouTube X
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