- Silver and Gold Prices Rally; Stock Futures Inch Lower The Wall Street Journal
- Gold hits record high on safe-haven demand, Fed rate-cut bets Reuters
- Gold, silver hit fresh record highs amid geopolitical tensions, weak dollar Investing.com
- Silver tops $75 as gold, platinum extend record run CNBC
- Gold Soars Above $4,500 for First Time on Geopolitics, Rates Bloomberg.com
Category: 3. Business
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Silver and Gold Prices Rally; Stock Futures Inch Lower – The Wall Street Journal
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How NTUC’s work in 2025 helped workers
Model ID: 4900a344-5331-4ae3-b3ca-7be0e26d6481
Sitecore Context Id: 4900a344-5331-4ae3-b3ca-7be0e26d6481;When we look back at the various worker stories from NTUC, we might find it easy to dismiss them as just another headline—quickly skimmed and just as swiftly forgotten.
Yet behind every headline are real people: workers finding their footing, families trying to catch a break, and young Singaporeans hoping to realise their dreams.
Over the last 12 months, NTUC’s efforts have resulted in achievements such as structured training opportunities, wage increases through the Progressive Wage Model, and financial aid for students, all of which led to better outcomes for workers and their families.
Opportunities like a worker discovering a clearer career path, a parent better supporting their child’s education, or a youth having the chance to step onto a national stage.
These moments reflect the Labour Movement’s continued walk alongside workers and their families. From work to home and at every stage of life.
Supporting families through the NTUC-U Care Fund
Beyond workplace progression, NTUC’s commitment extended into the homes of many.
Lower-wage workers and their families often face daily financial pressures, and the NTUC-U Care Fund was a vital lifeline for them throughout 2025.
Through the NTUC Care (Education Awards) 2025, 534 students received a total of $170,400 in awards to help with their educational needs.
For private hire driver Chua Sim Yee, the support meant more than just funds; it was a boost for his family’s peace of mind.
Chua Sim Yee (top left) and his family.
“The extra support from NTUC gives my family a lift-up, especially for our kids. And for me, it matters that my voice is heard,” he said.
For others, support from the NTUC-U Care Fund came at a time when life felt especially overwhelming.
Caregiver Zuridah Hassan, 56, found herself supporting four dependents on a single income while trying to stay afloat after a sudden job loss.
Zuridah Hassan (left) and her children.
While the assistance she received from the NTUC-U Care Fund did not erase her struggles, it did help to ease them.
“It’s not much, but it helps,” she shared.
For families living paycheck to paycheck, that reassurance can make all the difference.
Building stronger careers
Through stronger representation
The enactment of the Platform Workers Act in 2025 marked a significant step forward in strengthening protections for platform workers.
Championed by NTUC, the move gave associations rights to represent workers’ interests just like unions, and allowed associations to work more closely with platform companies to improve workers’ livelihoods and welfare.
With clearer protections and stronger representation in place, this shift quickly translated into action on the ground.
One such example was the National Delivery Champions Association’s (NDCA) partnership with GoGoX to boost driver-partner well-being and skills.
The collaboration introduced structured training and incentives, showing how unions and companies can work together to deliver better outcomes by helping workers upskill, feel supported and build confidence on the job.
For 44-year-old GoGoX driver-partner Jeremy Ooi, continuous upskilling has been key to making work more sustainable.
Jeremy Ooi.
He said: “At the end of the day, the more skills you have, the more productive and more efficient you become, you work less but earn more.”
The Progressive Wage Model
Cassandra Neo’s career journey illustrates how the Progressive Wage Model (PWM) has helped reshape traditionally static jobs into more dynamic professions.
Cassandra Neo.
She began her hospitality career in housekeeping. Shortly after, she progressed to leading a team as a Loss Prevention Supervisor at JW Marriott Hotel Singapore South Beach.
This came after her company embraced the PWM, creating a structured career ladder for the hotel’s security team.
“The PWM provides clarity on career progression and remuneration. It outlines the mandatory and elective modules required to advance, which motivates staff by showing the path to better recognition and positions,” Cassandra shared.
In the retail sector, workers like found new confidence and stability through the PWM.
Sharifah Natasha Mohd Onran.
She shared how wage increases have allowed her to support her family while building savings for her future.
“The wage increases help me feel more stable. Now I can help my family with groceries and save for my future,” she said.
Helping seniors stay relevant
NTUC also continued to work with employers in 2025 to create meaningful opportunities for older workers who want to remain active and employed.
One such example is Mary Ho, a senior worker at Mandai Rainforest Resort. Through agreements between the resort, NTUC’s e2i (Employment and Employability Institute) and the Food, Drinks and Allied Workers’ Union (FDAWU), senior workers like Mary were offered redesigned roles, training and flexible work arrangements.
Mary Ho.
NTUC’s e2i even helped her with her resume and interview skills to ensure she would secure a role she desired.
“I was impressed by e2i’s speed and efficiency. They were involved in every step of my hiring process, from arranging the interview at the mass recruitment drive to interview preparation, and ensuring that I was placed in a role that was suitable for me,” Mary shared.
The resort will also work with FDAWU to form a Company Training Committee (CTC) to transform its business and upskill its workforce.
Empowering youth to shine
NTUC’s work in 2025 was not just about helping workers stay afloat.
It was also about helping young people step forward with confidence.
Through NTUC Youth, young Singaporeans were given opportunities to explore their interests, build skills, and test themselves on bigger stages.
For polytechnic students Cheyanne Immanuel Ng and Evelyn Carolyn Indriani, what began as hosting school events eventually led to something much bigger.
Evelyn Carolyn Indriani (left) and Cheyanne Immanuel Ng (right).
With support and platforms provided through NTUC Youth, they found themselves hosting major events such as the NTUC NDP Bay Celebrations.
“I think NTUC provides a lot of opportunities for youth to try things out and also encourages other youth. ‘For youth, by youth’ is what I always hear NTUC Youth say, and that is what sticks with me the most,” said Evelyn.
Looking Ahead to 2026
These stories highlight NTUC’s core mission on the ground: clear career paths, timely family support, and empowering youth to pursue their dreams.
As 2026 approaches, NTUC remains committed to listening closely, adapting to workers’ needs, and finding new ways to uplift lives.
Every headline is a real story. And each NTUC effort brings Singapore’s workers and families closer to lasting hope and opportunity.
Not an NTUC member yet? Sign up for the NTUC membership and get better protection today!
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Carwow’s Top 5 Biggest Car News Stories of 2025
From discounts on electric cars to breakthroughs in cooling fluids, these were the five car news stories that dominated Carwow this year.
2025 gave us lots of car headlines, but only a few made waves. Here are the five Carwow news stories everyone was talking about this year, from policy changes to breakthrough technologies.
Remember, you can buy a brand new or used car right here on Carwow. And you can sell your car, too. We’re here to help you through every step of your car-changing journey.
1. The electric car grant
If you’re thinking about going electric, there’s one story you may have seen pop up regularly on your news feed as a car enthusiast. In July, the UK announced a £650 million electric car grant scheme, which could save you up to £3,750 on a qualifying new electric car.
The list of eligible models now exceeds 40 and includes cars from brands such as Ford, Nissan, Renault, Skoda, Toyota, and Volkswagen. So far, only eight qualify for the full grant, while every other eligible car still receives a £1,500 discount. Does this news tempt you to make the switch?
Want to learn more and find out which models are eligible? Here’s everything you need to know about the electric car grant.
2. Government relaxes ban on hybrids
In April, Prime Minister Keir Starmer eased UK EV targets to shield carmakers from US trade tariffs. While the 2030 ban on petrol and diesel cars remains, full and plug-in hybrids can now be sold until 2035, and luxury brands such as McLaren, Lotus, and Aston Martin are exempt.
The move gives drivers the chance to choose a new hybrid for longer, so it’s no wonder this has made waves. Some critics worry it could slow the switch to fully electric cars, while industry leaders welcome the flexibility and EV advocates say we still need to push for faster electrification.
Read the full story here.
3. Cuts to the Motability scheme
Leading up to the 2025 Autumn Budget, Chancellor Rachel Reeves announced plans to cut £1 billion from the Motability scheme, while removing premium brands like Audi, BMW, and Mercedes. The scheme, which helps over 800,000 people with disabilities lease cars, scooters, or powered wheelchairs, will now focus on more affordable, British-built models.
Because it affects so many people’s independence, work, and daily life, it’s understandable why this story has resonated so widely on Carwow. While intended as cost-saving, critics warn the changes could increase costs and restrict access for disabled drivers who rely on the programme.
Read how cuts to the Motability scheme could impact drivers with disabilities here.
4. Living with a cheap Nissan Leaf
This is the only story about a specific car model to make it into Carwow’s top five biggest news stories this year. We bought a £1,500 2013 Nissan Leaf in 2024 and used it as an urban runaround to see what it’s really like to live with – and whether it’s worth buying.
No spoilers, but news editor Jamie Edkins breaks down the pros and cons of the Leaf and what you need to know before taking the plunge. It’s easy to see why this story was so popular – everyone loves a bargain, and plenty of people are curious if it’s worth the risk!
Here’s what we learned about living with a cheap Nissan Leaf.
5. New battery cooling fluid
Rounding off our top five biggest car news stories is some exciting new tech. Shell Lubricants has come up with a cooling fluid that could slash EV charging from half an hour to under 10 minutes for a 10-80% charge. One fluid can handle the whole drivetrain, cutting weight, simplifying systems, and making cars more efficient.
Made with Horiba-MIRA, the fluid keeps everything at the right temperature, making EVs safer, more durable, and giving them better range. Better heat management means faster charging, longer-lasting parts, and just generally smoother EV performance.
This new tech is rather fascinating and could be a gamechanger, so it’s no surprise that it’s gained traction on Carwow.
Learn more about the new battery cooling fluid here.
Car change? Carwow!
Looking for a new set of wheels? With Carwow you can sell your car quickly and for a fair price – as well as find great offers on your next one. Whether you’re looking to buy a car brand new, are after something used or you want to explore car leasing options, Carwow is your one stop shop for new car deals.
Click here to follow us on WhatsApp, where you can keep up-to-date with all the latest news, reviews, advice guides and videos.
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Nebraskans cope with rising demand, prices for electricity
Nebraskans, like many Americans, are dealing with rising demand and prices for electricity.
In 2018, data centers used 1% of the electricity sold by the utility. In 2024, they used 21% And by 2035, data centers are projected to account for 41% of OPPD’s electricity sales.
That’s not the only factor driving increased demand, according to OPPD Chief Financial Officer Brad Underwood.
“You have school systems expanding. You have medical facilities expanding. You have other box store growth. On the larger commercial side of things, you have communities and towns that are growing, whether it be Bennington or Gretna or other towns that are growing in our Greater Omaha area. And so we’re really trying to make sure we rise to the demand of the totality of the customer growth,” he said.
Rising to that demand has involved building generators capable of producing 450 megawatts at Turtle Creek generating station in Sarpy County, with another 225 megawatts on the way, and another 675 megawatts in Cass County. And Lincoln Electric System is planning on installing another 100 megawatts of generating capacity in that city.
All that activity, at a cost of billions of dollars, corresponds with a period of increasing electrical rates. After holding retail prices steady for 11 years, NPPD increased rates by 2% for 2025, and will increase them by another 3% next year. Lincoln Electric System went for five years with no increase until 2023, but since then has increased rates more than 15%. And OPPD, after holding rates steady for five years, will have seen around a 20% retail rate increase since 2021.
But OPPD’s Underwood denied that data centers’ skyrocketing demand for power is driving up residential rates.
“The cost of service is a methodical process that we use, that others in the industry use, to make sure that cost-causers are cost- payers, and we get the right cost recovery from the right customer,” he said.
Underwood listed other factors behind the residential increases.
“We’re offering residential customers service improvements. We’re burying overhead customer lines. We’re building out substations to ensure new communities are growing. We’re trimming more trees. We have a new outage map. We’re hardening infrastructure. All of those things are part of our cost to serve,” he said.
While OPPD’s residential rates are going up 6% next year, industrial rates are going up 8.9%.
Similarly, Lincoln Electric System’s Vice President for Power Supply, Jason Fortik, pointed to factors other than data centers as contributing to the need for increased generation and rate increases.
LES’ demand historically grew at about .4% per year, he said. But with the addition of large loads like a Google data center on the north edge of town, that’s going up to 2.7% per year.
But Fortik said winter storm Uri in 2021, which cut off power to millions in Texas and caused blackouts in Nebraska, led to increased reserve requirements for utilities’ generating capacity. Fortik saids that outweighs increasing demand for power:
“Far and away, the bigger impact came from our generators getting a lower rating. That’s really the driver for us on why we’re needing to add generation and do some things to improve the performance of our existing generation,” he said.
Fortik said that reserve requirement was largely responsible for 2025’s mid-year rate increase of 4%. He said next year’s 3% rate increase is due to more run-of-the-mill factors like inflation.
Despite these pressures, Nebraska electric rates remain well below the national average. Nebraska rates averaged just over 10 cents per kilowatt hour for all sectors in September, compared to 14 cents nationally, according to the U.S. Energy Information Administration.
In some states, rapidly rising electricity prices have produced political backlash, and are seen as important factors in election results in New Jersey, Virginia, and Georgia elections last November. But NPPD’s Kent said he expects price increases will be more muted in Nebraska.
“We will see increased costs as we move into the future. Again, it’s kind of the difference in timing a little bit there, but I believe it will be to a lesser extent than what you’re seeing nationally,” he said.
The accuracy of that prediction will be seen in the years ahead.
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Crayola Launches Global McDonald’s Happy Meal® Experience That’s Out-of-This-World
Vibrant collaboration helps kids’ creativity take flight in more than 60 countries transforming everyday family moments into imaginative journeys
EASTON, Pa., Dec. 26, 2025 /PRNewswire/ — Crayola has teamed up with McDonald’s for the first time on a global scale with a new Happy Meal experience to propel kids’ imagination into orbit and transform the universe into a canvas for creativity.
McDonald’s Crayola Happy Meal
The Happy Meal features an exclusive lineup of co-branded, space-themed activity kits and toys designed to encourage hands-on creative moments that the whole family can share. The limited-edition Planet McDonald’s Happy Meal is rolling out at participating McDonald’s restaurants in more than 60 countries in EMEA, the UK, Asia, and Canada, with availability varying by market through March 2026 while supplies last.
The campaign also incorporates an interactive digital experience in which kids can scan their creations and watch them come to life in a vibrant space-themed environment filled with opportunities to explore, learn, and create even more.
“Crayola’s mission has always been to inspire and empower creative exploration, discovery, and self-expression in every child. This partnership with McDonald’s brings that mission to life in a bold, unexpected way,” said Anna Roca, head of Global Partnerships at Crayola. “We’re thrilled to collaborate with McDonald’s to transform one of the most beloved family experiences—the Happy Meal—into an imaginative journey, bringing more creative moments into everyday activities. Together, we’re empowering kids to take a giant leap into creativity and fill the universe with color.”
The Happy Meal boxes and campaign advertising showcase imaginative illustrations created by children, celebrating the authentic creativity that fuels the campaign. And, in a first for Crayola, the leader in children’s creative expression products has become a supplier of colored pencils for McDonald’s. Another distinct element of the program is the integration of Crayola’s creative IP across all marketing touchpoints. The collaboration also supports parents’ desire for meaningful, hands-on play while offering their children a way to extend their creative adventure into the digital universe.
“At McDonald’s, we’re always looking for ways to create fun, surprising, and engaging experiences that connect with families in meaningful ways. This unique partnership with Crayola allows us to deliver personalized, interactive experiences that connect culture and creativity through a space-themed journey that puts kids in control of their own narrative,” said Sheila Hamilton, Senior Director of Global Brand Marketing from McDonald’s.
Media Contact:
Constance Walker
Crayola
[email protected]Photo – https://mma.prnewswire.com/media/2851296/Crayola_x_McD_Happy_Meal.jpg
Logo – https://mma.prnewswire.com/media/2389234/CrayolaLogo_R_RGB_no_shadow_Logo.jpgContinue Reading
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Crayola Launches Global McDonald’s Happy Meal® Experience That’s Out-of-This-World
Vibrant collaboration helps kids’ creativity take flight in more than 60 countries transforming everyday family moments into imaginative journeys
EASTON, Pa., Dec. 26, 2025 /PRNewswire/ — Crayola has teamed up with McDonald’s for the first time on a global scale with a new Happy Meal experience to propel kids’ imagination into orbit and transform the universe into a canvas for creativity.
McDonald’s Crayola Happy Meal
The Happy Meal features an exclusive lineup of co-branded, space-themed activity kits and toys designed to encourage hands-on creative moments that the whole family can share. The limited-edition Planet McDonald’s Happy Meal is rolling out at participating McDonald’s restaurants in more than 60 countries in EMEA, the UK, Asia, and Canada, with availability varying by market through March 2026 while supplies last.
The campaign also incorporates an interactive digital experience in which kids can scan their creations and watch them come to life in a vibrant space-themed environment filled with opportunities to explore, learn, and create even more.
“Crayola’s mission has always been to inspire and empower creative exploration, discovery, and self-expression in every child. This partnership with McDonald’s brings that mission to life in a bold, unexpected way,” said Anna Roca, head of Global Partnerships at Crayola. “We’re thrilled to collaborate with McDonald’s to transform one of the most beloved family experiences—the Happy Meal—into an imaginative journey, bringing more creative moments into everyday activities. Together, we’re empowering kids to take a giant leap into creativity and fill the universe with color.”
The Happy Meal boxes and campaign advertising showcase imaginative illustrations created by children, celebrating the authentic creativity that fuels the campaign. And, in a first for Crayola, the leader in children’s creative expression products has become a supplier of colored pencils for McDonald’s. Another distinct element of the program is the integration of Crayola’s creative IP across all marketing touchpoints. The collaboration also supports parents’ desire for meaningful, hands-on play while offering their children a way to extend their creative adventure into the digital universe.
“At McDonald’s, we’re always looking for ways to create fun, surprising, and engaging experiences that connect with families in meaningful ways. This unique partnership with Crayola allows us to deliver personalized, interactive experiences that connect culture and creativity through a space-themed journey that puts kids in control of their own narrative,” said Sheila Hamilton, Senior Director of Global Brand Marketing from McDonald’s.
Media Contact:
Constance Walker
Crayola
[email protected]Photo – https://mma.prnewswire.com/media/2851296/Crayola_x_McD_Happy_Meal.jpg
Logo – https://mma.prnewswire.com/media/2389234/CrayolaLogo_R_RGB_no_shadow_Logo.jpgContinue Reading
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Target Rings In the New Year With Fresh Party Finds, Expanded Wellness Essentials and Major Savings
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Size-dependent translocation of polystyrene nanoplastics across biological barriers in mammals
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Wavelet-convolutional neural network for fault prediction in coal mine seismic data
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Harrison Howard Dyna-Sorb Full Shock Absorbing Memory Half Saddle Pad for Horse
Jane
Good buy. Very flexible and breathable. Comfortable. Does the job.Amber
Reviewed in the United States on February 24, 2025
I love this pad and so do my horses. The horse pictured has very low withers and used to be nervous and uptight under saddle but not anymore after using this pad. My other horse is very high withered and is much more comfortable with this pad also.ParkS12
Reviewed in the United States on June 11, 2024
This pad is great, it wasn’t quite big enough for my saddle. I knew this was a risk as I have a fairly small western endurance saddle, I was hoping it would sit where the saddle touches. I have a really short backed Arabian. It’s probably perfect for English saddles or true endurance saddles.Customer
Reviewed in the United States on September 19, 2023
No es lo q espere . Ojala dure ,viene como un cojin interior con forro negro . Medio raro … no lo recomiendo…C.N.M.
Reviewed in the United States on December 20, 2022
I was looking for an impact gel type of pad to go under an already well fitted saddle, just for a little added shock absorption because my horse may stay to be used for some beginner lessons here or there, and that means sometimes a kid will be struggling to learn balance and will have a little extra bounce on the horses back at first.The pad is thin enough that it doesn’t alter the way the saddle fits, but at the same time it offers that little extra shock absorption and I can definitely see him loosen his back and move more comfortably with the pad versus without. I only use a thin pad liner under this pad and it works well for my purpose.Definitely recommended and IMO it was worth the price. If I happen to get a picture next time I’m at the barn, I’ll update my review.Continue Reading
