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  • Project Keystone – Unlocking data analytics for ISO 20022 payments

    Project Keystone – Unlocking data analytics for ISO 20022 payments

    The increased use of the ISO 20022 standard for payment messages in Real Time Gross Settlement (RTGS) systems and other market infrastructures means an increasing number of jurisdictions will adopt the protocol in the coming years. Ninety-three percent of payment system operators have already either implemented ISO 20022 or are working to implement it in their systems.

    Project Keystone developed a standardized data analytics platform focused on ISO 20022 data. As part of the project, two modules have been developed. The first addressed the complexities of handling the ISO 20022 data structure and the associated data storage requirements, while the second provided analysis based on the data. Keystone is intended to become an off-the-shelf component that payment system operators can integrate into their own systems to unlock the value of the richer payments data.

    Keystone’s support of analytics capabilities could accelerate the ability of payment system operators to utilize the enriched data contained within the ISO 20022 message scheme. Potential use cases for central banks and other authorities include greater understanding of real-time economic conditions, system liquidity, and participant assurance, including compliance with the ISO 20022 standard itself.

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  • Why Trump’s firing of the US jobs chief has economists worried | US unemployment and employment data

    Why Trump’s firing of the US jobs chief has economists worried | US unemployment and employment data

    As it has for over a hundred years, the Bureau of Labor Statistics (BLS) will release its latest monthly jobs report on Friday.

    But the routine monthly update on the health of the US jobs market has been overshadowed by Donald Trump’s firing of the agency’s commissioner, Erika McEntarfer, hours after July’s statistics were released last month.

    The BLS’s data is parsed by Wall Street, Federal Reserve officials and company bosses across the US. It is also widely watched – and admired – internationally as a barometer of the US economy.

    Both liberal and conservative economists have criticized Trump’s nominated replacement at the BLS and have raised concerns over what will happen to the agency after the dramatic shake-up. Here’s what we know about what’s happening to the bureau.

    What does the Bureau of Labor Statistics do?

    The bureau reports key economic statistics through surveys of employers and prices. Every month, it releases data on the labor market, including the current unemployment rate, and the Consumer Price Index (CPI), which measures the cost of a basket of goods and services. This data is an important monthly snapshot of the US economy and how it changes over time.

    Why did Trump fire the bureau’s commissioner?

    Last month, the bureau announced the US had added just 73,000 jobs in July – far lower than expected – and made big revisions to previously released stats on the labor market in May and June. The number of jobs added to the economy across those two months was dramatically cut by over 250,000.

    Trump, who spent months boasting about the strength of the economy amid fears about the impact of his trade wars, was furious. “Today’s Job Numbers were RIGGED in order to make the Republicans, and ME, look bad,” he declared on social media.

    Hours after the numbers were released, Trump announced he was firing McEntarfer and that she would “be replaced with someone much more competent and qualified”.

    Has Trump firing of the bureau’s commissioner changed its operations?

    Economists say that Trump’s firing hasn’t changed the bureau, yet. Although the White House has made other job cuts at the BLS, as it did throughout the federal workforce. Since Trump took office, the bureau has seen a hiring freeze and has lost 15% of its workforce.

    While the bureau said it was downsizing its data collection for CPI, it did not say it was making any significant changes to its survey to employers.

    Economists say that, for now, the bureau’s operations have largely remained the same. William Watrowski, a longtime leader within the bureau, is currently its acting commissioner. But there are still many questions about the future of the bureau, especially after Trump announced his nomination for McEntarfer’s replacement.

    Who does Trump want to appoint as the bureau’s new commissioner?

    Trump has nominated EJ Antoni, chief economist at the conservative Heritage Foundation, as the bureau’s commissioner.

    Antoni was a contributor to Project 2025 – the Heritage Foundation’s rightwing blueprint for reshaping the US government – and was a vocal critic of the bureau last year, claiming that it manipulated numbers to make them more favorable to Joe Biden and Democrats. Last November, Antoni said on Twitter that Elon Musk’s so-called Department of Government Efficiency needed to “take a chainsaw” to the bureau.

    “Month after month, the government bean-counters under former-president Biden published overly optimistic estimates for everything from job growth to the size of the economy, only to have those numbers routinely – and quietly – revised down later,” Antoni wrote in May.

    When announcing his appointment, Trump said Antoni “will ensure that the Numbers released are HONEST AND ACCURATE”.

    Antoni has yet to be confirmed by Congress, and a confirmation date has not been set.

    Why did the bureau revise its job figures for May and June?

    Revisions are standard to the bureau’s reporting of the labor market, which is based on surveys to employers throughout the country.

    Large revisions often happen when employers take more time to complete the bureau’s surveys or revise their own figures due to changing circumstances. Economists have pointed out that uncertainty can lead to larger revisions. The pandemic, for example, saw jobs figures in flux as employers were handling different shutdown laws and the spread of the virus.

    The impact of Trump’s tariffs on data collection could be a major factor in the revisions seen earlier this year. Businesses have been reporting rollercoaster levels of uncertainty over tariff policy, with sentiment among US small businesses dipping down in the spring before going up again in the summer.

    “We’ve gone through periods where there were larger revisions before,” said Michael Madowitz, principal economist at the Roosevelt Institute who served on the bureau’s data users advisory committee before it was dissolved by the Trump administration. “This is like so standard, and the idea that it’s what actually set off this big political kerfuffle – this is a really unprecedented political situation.”

    Has the bureau gone through any political fights before?

    This isn’t the first time the bureau has been accused of manipulating numbers for politics. In the mid-90s, Alan Greenspan, the Federal Reserve chair at the time, criticized the way the bureau was calculating the CPI. Greenspan argued that the bureau was overestimating CPI, making inflation look higher than it actually was.

    Thomas Stapleford, a historian at the University of Notre Dame and author of The Cost of Living in America: A Political History of Economic Statistics, pointed out that Greenspan’s criticism led to a series of hearings where the bureau’s methodology came under question and debate. There were congressional hearings and a committee of economists was formed to investigate the methodology.

    “There’s all this detailed look at digging into the methodology by these outside experts and also testimony from [the bureau],” Stapleford said. “In my mind, if you have questions about the methodology, that’s the way to approach it.”

    But Trump has pushed the bureau into uncharted waters. Stapleford noted McEntarfer’s firing was the first time the president fired a bureau commissioner.

    “What the administration, in the eyes of critics, is doing is pushing the numbers in a particular direction. Not for reasons that it can justify publicly in terms of methodology, but simply because it would like a different outcome,” Stapleford said. “That’s a really big deviation from how the bureau has operated in the past.”

    What does this all mean for the future of the bureau?

    The commissioner isn’t involved in much of the day-to-day operations of the bureau. A new leader could have major sway over how the bureau collects and reports data in the long term, but there are protections in place, and any significant changes would be subject to public scrutiny.

    “The commissioner isn’t directly involved in the data calculation. Most of the BLS staff are long-term civil servants. They’ve been there a long time, they have various protections around them,” Stapleford said. “If the new commissioner started to force major methodological changes, I think that would raise a lot of red flags if those changes were controversial.”

    But even if major changes aren’t made immediately, the fact that Trump has called the bureau’s data into question could risk confusing Americans over whether the data can be trusted.

    “It takes a whole lot longer to build credibility than to lose. I don’t think any of the experts involved at this point are at all worried about the credibility of BLS’s work, but I know a whole lot less about what’s filtering down to the average person right now,” Madowitz said.

    As an example, Madowitz pointed out how the science around climate change has been clear.

    “But having a one-side, other-side public position on what the science says has left the public really confused,” Madowitz said. “It would be really bad if that’s how we decided to understand the economy.”

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  • Sticking to an Early Breakfast Could Help You Live Longer, According to New Research

    Sticking to an Early Breakfast Could Help You Live Longer, According to New Research

    Early birds have long basked in the glory of health superiority, sometimes even tinged with a hit of moral righteousness. It’s easier for them to snooze at night and rise with the sun, allowing them to tick through their to-do list, maybe knock out a self-care routine or morning workout, before night owls even drag themselves out of bed. And a new study just granted them even more aura points: Researchers found that older adults who maintained an early breakfast time as they aged were at less risk of dying during a roughly 20-year period than those who pushed back that morning meal over time.

    The study followed nearly 3,000 older folks in the United Kingdom who filled out questionnaires at various points during the study period, recording lifestyle details like their typical meal and sleep timing, as well as any symptoms of physical and psychological illness they were experiencing. Some of them also did blood testing, allowing researchers to track who among them had certain genes linked with having an evening chronotype (a.k.a. night owl tendencies). To no surprise, the night-owl people tended to eat all their meals at later times. But more illuminating were the consistent associations the researchers found between mealtimes and health outcomes: Delaying breakfast was linked with depression, higher levels of fatigue, and greater frequency of illness and, yep, mortality risk.

    Further stacking the evidence in favor of an early breakfast, the researchers also pinpointed two general clusters of participants: an early-eating group that had breakfast around 7:50 a.m. and a later-eating group that had their morning meal at 8:50 a.m. And it turned out, the earlier-eaters had a higher survival rate than the later-eaters. In fact, when the researchers crunched the numbers, they found that with each hour later that participants ate breakfast, they had an 11% increased risk of dying during the study period.

    It’s worth noting, studies like this one can only prove correlation, not causation—so it might be that health issues pushed some participants to eat breakfast later, rather than a delayed breakfast causing them to be worse off, health-wise. That change in meal timing among older adults “could be an easy marker, something that a family member could even pick up on, of an underlying health condition,” lead author Hassan Dashti, PhD, RD, a nutrition scientist and circadian biologist at Massachusetts General Hospital, tells SELF.

    But at the same time, Dr. Dashti holds that a consistent, early breakfast may have a positive effect on health and longevity, particularly by sharpening the circadian rhythm. As we age, that rhythm gets blunted, which can have a negative ripple effect on various body systems. A routine morning meal “is a strong environmental cue that tells your body it’s daytime,” Dr. Dashti says, “which signals each of your organs to shift from evening functioning into daytime mode.” That helps keep everything chugging along in optimal form.

    This isn’t the first study to suggest the importance of breakfast for living a long life—research has shown that regularly eating a morning meal is linked with lower overall and heart-related mortality (and that bypassing it can up your heart-disease risk).

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  • This Blood Thinner Is More Effective Than Aspirin at Preventing Heart Attacks

    This Blood Thinner Is More Effective Than Aspirin at Preventing Heart Attacks

    Aspirin is one of the most widely taken medicines in the world, having been recommended for decades as a way of protecting against heart attacks and strokes in at-risk patients. However, a new study has revealed that clopidogrel, another commonly used blood thinner, or anticoagulant, is more effective in preventing serious heart attacks and strokes and carries no additional risk.

    The finding is the result of research conducted by an international team of scientists from the US, UK, Switzerland, Australia, and Japan. Their work is a meta-analysis—a study that collects and analyzes the results of multiple smaller studies, with the aim of reaching a more reliable conclusion by looking at a larger amount of data. In total, this meta-analysis looked at clinical data from nearly 29,000 patients diagnosed with coronary artery disease (CAD), a condition where fat builds up in the arteries, which can lead to secondary effects such as heart attacks and heart failure.

    The specialists conducted a systematic search of medical databases such as PubMed, Scopus, Web of Science, and Embase to find randomized trials of treatments for CAD published up to April 12, 2025. The aim was to identify papers comparing the efficacy of aspirin versus clopidogrel in the prevention of cardiovascular deaths, heart attacks, and strokes.

    The analysis focused on seven investigations that included clinical information from persons with confirmed cases of CAD treated with aspirin or clopidogrel for an average of 2.3 years. After a follow-up of 5.5 years, the researchers observed that those who received clopidogrel had a 14 percent lower risk of a major cardiovascular event compared with those treated with aspirin.

    Ultimately, the team concluded that these findings “add to the evidence” that clopidogrel is superior to aspirin for preventing major adverse cardiac and cerebrovascular events. In the researchers’ view, these findings support using clopidogrel over aspirin in patients with established CAD to try to prevent them going on to have major complications as a result of their condition, such as a heart attack. The findings were published in the journal The Lancet.

    In terms of mortality and bleeding risk, the meta-analysis concluded that the rates were similar in both groups, confirming that clopidogrel is as safe as aspirin.

    “To the best of our knowledge, clopidogrel monotherapy is the only antiplatelet treatment that has consistently demonstrated greater efficacy than aspirin without compromising safety,” the researchers wrote in the paper.

    The discovery could transform medical guidelines internationally. Clopidogrel is a widely available, affordable drug with reliable generic versions, characteristics that would make it easy to incorporate into routine clinical practice. Nevertheless, specialists stress that more extensive research is needed to evaluate the cost-effectiveness of clopidogrel and its performance in diverse populations in order to support its inclusion in treatment standards.

    Cardiovascular diseases are the leading cause of death in the world. According to the World Health Organization, an estimated 17.9 million people die each year from these conditions. More than four out of every five of these deaths are due to coronary heart disease or stroke. The new research suggests that clopidogrel could become a key alternative to combat this public health problem, the incidence of which continues to rise around the world.

    This story originally appeared on WIRED en Español and has been translated from Spanish.

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  • Ministers urged to digitise adoption records to help reunite families | Local government

    Ministers urged to digitise adoption records to help reunite families | Local government

    Ministers have been urged to digitise records essential to reuniting families separated by the UK’s unmarried mothers’ home scandal by campaigners who fear they could be lost in Angela Rayner’s local government reorganisation project.

    Hundreds of thousands of British women were coerced to give up babies at church-linked homes, which worked alongside statutory agencies, between the 1940s and 1980s.

    This week, ITV’s Long Lost Family: The Mother and Baby Home Scandal will feature the searches of people – including mixed-race and disabled adoptees – affected by forced adoptions, which the UK government has refused to formally apologise for.

    Away from the cameras, campaigners say digitising records across the UK will help survivors struggling to trace relatives and reveal the risk of inherited health conditions or from anti-lactation drugs used in homes.

    The Movement for an Adoption Apology (MAA), which fears records could be destroyed in the plans to merge English local authorities , has written to the families minister, Janet Daby, calling for digitised archives.

    However in a letter seen by the Guardian, Daby said while “the feasibility of digitising records” had been considered, “the scale and cost … make it unachievable within current resources”.

    Nicky Campbell, a presenter of ITV’s Long Lost Family: The Mother and Baby Home Scandal, with Sian, whose sisters had been searching for her. Photograph: Multitude Media/ITV

    Westminster’s approach contrasts with that of the devolved administrations. Northern Ireland’s Truth Recovery Independent Panel this week revealed it had digitised more than 5,500 records from unmarried mothers’ institutions and planned a permanent archive. In Scotland, the first minister, John Swinney, has committed to working with MAA on an oral history project.

    Responding to MAA’s letter in June, Daby said she understood the “historical significance and emotional importance” of adoption records. The minister said officials had written “to all directors of children’s services across England” and regional and voluntary adoption agencies “who may hold similar records”, urging them “to retain all adoption records they hold from 1948 and earlier”, and was planning a consultation to extend the statutory retention period from 75 years to 100 years. The UK government’s stance is that legal responsibility for records remains with councils.

    MAA believes this does not go far enough. In July the Information Commissioner’s Office fined the adoption support charity Birthlink £18,000 for destroying 4,900 records linked to adoptions in Scotland to clear space. This prompted MAA to write to the education secretary, Bridget Phillipson, saying it was “gravely worried similar tragic losses are occurring”, and asking to meet and be included in shaping new legislation. MAA awaits a response from Phillipson.

    The writer and MAA campaigner Karen Constantine said: “We need a more supportive system for people to access their files and recognition from the government that this is important history we need to capture. The current approach of UK government is indirect sex discrimination – they aren’t taking women seriously. With funds under pressure local government reorganisation could lead to chaos for records.

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    “In my research I’ve found younger generations are now seeking to unravel family history because the trauma has travelled down, and there are more people finding out they are the children of men who fathered siblings born in different homes. There were clear cases of rape and women and girls were punished for it in a system which involved the commodification of children and human trafficking in the UK.”

    A government spokesperson said: “This abhorrent practice should never have taken place, and our deepest sympathies are with all those affected. We take this issue extremely seriously and continue to engage with those affected to provide support.”

    Long Lost Family’s two-part special, airing at 9pm on 3 and 4 September, says: “For too long the story of unmarried mothers was seen as something that was happening only in Ireland. But now we’re beginning to wake up to the enormity of what happened right here in England.”

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  • North Korean leader Kim Jong Un will meet with Chinese leader Xi Jinping

    North Korean leader Kim Jong Un will meet with Chinese leader Xi Jinping

    In this photo provided by the North Korean government, from second left in front, Russian President Vladimir Putin, Chinese President Xi Jinping and North Korean leader Kim Jong Un arrive for a reception marking the 80th anniversary of the end of World War II, at the Great Hall of the People in Beijing Wednesday, Sept. 3, 2025. Independent journalists were not given access to cover the event depicted in this image distributed by the North Korean government. The content of this image is as provided and cannot be independently verified. Korean language watermark on image as provided by source reads: “KCNA” which is the abbreviation for Korean Central News Agency. (Korean Central News Agency/Korea News Service via AP)

    The Associated Press

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  • Bubonic plague case confirmed in Mongolia’s northernmost province of Khuvsgul-Xinhua

    ULAN BATOR, Sept. 4 (Xinhua) — One case of bubonic plague was confirmed in Mongolia’s northernmost province of Khuvsgul, the country’s National Center for Zoonotic Diseases (NCZD) said Thursday.

    “One person has been diagnosed with bubonic plague on Wednesday in Tsagaan-Uul soum (administrative subdivision) in the province and is receiving treatment at Khuvsgul province general hospital. Currently, the soum has been placed under quarantine,” the NCZD said in a statement.

    A total of 137 soums of 17 provinces in Mongolia are now risk areas of bubonic plague, according to the NCZD.

    The bubonic plague is a bacterial disease spread by fleas living on wild rodents such as marmots, which can kill an adult in less than 24 hours if not treated in time, according to the World Health Organization.

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  • Radiohead to tour for first time in seven years

    Radiohead to tour for first time in seven years

    Britain’s Radiohead announced a 20-date European tour in November and December on Wednesday, the first tour by the band in seven years.

    “Last year, we got together to rehearse, just for the hell of it,” drummer Philip Selway said on Instagram.

    “After a seven-year pause, it felt really good to play the songs again and reconnect with a musical identity that has become lodged deep inside all five of us.”

    Radiohead, which also comprises singer and main songwriter Thom Yorke, guitarists Jonny Greenwood and Ed O’Brien, and bass player Colin Greenwood, will play four dates each in Madrid, Bologna, London, Copenhagen and Berlin. There are no Irish dates.

    The group’s landmark third album, 1997’s OK Computer, explored themes like anxiety and alienation, marking a departure from the optimism of the Britpop era.

    Radiohead’s return follows the reunion of Oasis, Britain’s biggest band of the 1990s, in a critically acclaimed tour this summer.

    Organisers said that to help ensure only fans are able to buy tickets, and to minimise them being accessed by touts and bots, they will only be available by registering at radiohead.com.

    Registration opens at 10am on Friday and closes at 10am on Sunday.

    The ticket sale itself begins on September 12th.

    A Portrait of Radiohead: Colin Greenwood’s photographs of Thom Yorke and the bandOpens in new window ]

    Last month, Radiohead digitally released the live album, Hail To The Thief – Live Recordings 2003-2009.

    The tracks were originally gathered as research for Yorke’s arrangements for the stage production, Hamlet Hail To The Thief. The live record will be physically released on October 31st. – Reuters/PA

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  • IFSC CLIMBING WORLD CUP KOPER 2025: FACTS AND STATS

    IFSC CLIMBING WORLD CUP KOPER 2025: FACTS AND STATS

    The IFSC Climbing World Cup Koper 2025 is the 417th Climbing World Cup event in history, featuring the 236th Lead World Cup competition. Also, it is the 32nd Climbing World Cup held in Slovenia, the fourth in Koper.

    ATHLETES’ HIGHLIGHTS

    Alberto Ginés López of Spain has been on the podium at every Lead World Cup in 2025, winning two silvers and three bronzes; similarly, Erin McNeice of Great Britain have podiumed at four out of five Lead competitions – only missing out in Alcobendas, Spain: she won two golds and two bronzes.

    South Korea’s Jain Kim will compete in her 104th Lead World Cup, she is second in the all-time list behind Italy’s Jenny Lavarda. Also in the top 10 of the all-time list is France’s Hélène Janicot, who is registered to compete in her 76th.

    Paris 2024 bronze medallist Jessica Pilz of Austria is nearing a big milestone in her career, as she is about to start in her 97th Climbing World Cup competition across all disciplines.

    Jakob Schubert of Austria tops the men’s all-time ranking for Lead World Cup appearances. The two-time Olympic medallist returns to competition in Koper for his 87th Lead start and 156th overall across all disciplines, placing him second only to Canada’s Sean McColl in the overall standings.

    Italy’s Stefano Ghisolfi is starting in his 85th Lead World Cup, placing third in the all-time ranking behind Schubert and fellow Italian climber Luca Zardini.

    Finally, Germany’s Sebastian Halenke is competing in his 65th Lead World Cup.

    The female athletes making their overall debut in Koper are:

    • Amanda CRISCUOLI TAVARES (BRA)
    • Cedar HENDRY (CAN)
    • Brooke WHITE (CAN)
    • Ronja Marlene WITT (GER)

    The male athletes making their overall debut in Koper are:

    • Juan Ramon PENDONES (CRC)
    • Luca NÜNDEL (GER)
    • Rolando José LOPEZ RAMOS (HON)
    • Alon PELEG LIEBLICH (ISR)
    • Inbar Doron SELA (ISR)
    • Eojin LEE (KOR)

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  • Prime Members, Don’t Miss the Chance to Grab These Nothing Ear Buds at a Record Low Price

    Prime Members, Don’t Miss the Chance to Grab These Nothing Ear Buds at a Record Low Price

    If you have sensitive ears or feel that a lot of earbuds are jamming into your ears, open-ear buds are a great alternative. These lightweight earbuds prioritize your comfort. Most of them sit gently on your ear canal instead of in your ears like traditional ones. They also let external sound in so you can be aware of your surroundings. Right now, Prime members can treat themselves to one of our favorite open earbuds for less.

    Amazon is currently offering Nothing Ear (Open) buds for just $99 to Prime members — that’s an impressive 38% discount on the retail price of $159, and the lowest we’ve seen them go for. This matches their Prime Day pricing, but we don’t expect Amazon to be this generous for long, so you might want to hurry. Non-Prime members can snag these at a $10 discount for $149.

    In his review, CNET’s audio expert David Carnoy called these the best lightweight earbuds with earhooks among all the open-ear models he’s tested. Featuring the brand’s signature translucent plastic, they are super lightweight, fit comfortably and actually feel like nothing when on.

    Stepped drivers move sound closer to your ear without blasting it in, and the automatic algorithm detects music signals, adjusting sound settings on its own for a more personalized experience.

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    You’re also getting a sound seal system that keeps the audio from leaking, so while you’ll stay aware of your surroundings, your listening stays private. One full charge gets you 30 hours of playback, and for when you’re running low on power, a quick 10-minute charge gives you an extra two hours of use. Plus, with ChatGPT integration, you can access AI anytime across the Nothing ecosystem.

    There’s also IP54 rated for dust and water resistance — perfect for sweaty workouts, long commutes and the occasional adventure.

    HEADPHONE DEALS OF THE WEEK

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    Why this deal matters

    Good quality earbuds that offer a secure yet comfortable fit, decent battery life and impressive performance cost well over $150. This deal gets you one of our favorite lightweight earbuds for under $100, which is a solid deal for a model this packed. Just be sure to get your orders in before Amazon pushes the price back up.



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