Category: 3. Business

  • Compliance in Action: How Time Tracking Software Helps With Rest Break Compliance | SPARK Blog

    Compliance in Action: How Time Tracking Software Helps With Rest Break Compliance | SPARK Blog



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    Spark Team



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    Staying compliant with federal, state and provincial meal and rest break laws is a growing challenge for employers. Employment law compliance requirements vary widely across jurisdictions, and rules change frequently. Businesses that rely on manual processes for tracking meal and rest break policies risk costly penalties and operational disruptions.

    A recent webcast, Compliance in Action: Compliance Strategies for Managing Fatigue, Meal and Rest Breaks, hosted by Paul Kramer, director of compliance, and Bryan Thumme, solution consultant at WorkForce Software, an ADP company, covered best practices for adhering to employment rest break rules and addressed some new laws set to go into effect in 2026. The following article is a brief recap of the expert strategies discussed in this session.

    What are the FLSA rules for meal and break requirements?

    The Fair Labor Standards Act (FLSA) sets the federal baseline for workplace break policies in the United States. While the FLSA leaves most break requirements to individual states, several jurisdictions in the U.S. and Canada have enacted complex meal and break laws. Here are a few key rules that employers should know:

    • If employers choose to provide short rest breaks (typically 5-20 minutes), these are considered compensable for work hours and must be included when calculating overtime.
    • In contrast, meal periods (usually 30 minutes or more) do not have to be paid and are not counted as work time, provided the employee is relieved of all duties during the meal period.
    • The FLSA requires that employers must provide nursing mothers with reasonable break times and private, concealed spaces to express breast milk for up to one year after childbirth.
    • Employers are not obligated to count unauthorized extensions of breaks as work time if rules are clearly communicated and enforced.

    Watch the full webinar below to discover even more best practices for navigating meal and rest break rules.

    Challenging and evolving meal and rest break regulations in key places

    While the FLSA leaves most break requirements to individual states and provinces, several jurisdictions have enacted new or uniquely challenging laws. These laws are often updated and can vary even within states or provinces, making compliance especially challenging for multijurisdictional employers. Here is an overview of significant rules from several U.S. and Canada locations:

    Illinois

    • Governed by the One Day Rest in Seven Act (ODRISA), in effect since January 2023.
    • Requires employers to provide at least 24 consecutive hours of rest in every seven-day period.
    • ODRISA has exceptions for part-time employees, emergencies, jobs covered by collective bargaining agreements (CBAs) and certain executive, administrative, professional (EAP) or outside sales positions as defined by the FLSA.
    • Employees must also receive a 20-minute meal period for every 7.5 hours worked, and those who work through meal periods must be paid.

    California

    • California has some of the most rigorous break laws. Employers are encouraged to carefully review these laws before setting company break policies.
    • Employers may not require an employee to work more than five hours per day without a 30-minute unpaid, off-duty meal break, with additional requirements for longer shifts and strict penalties (called premiums) for noncompliance (an extra hour of pay per missed meal break).
    • Employers must authorize and permit paid rest breaks for all nonexempt employees whose total daily work time is at least three and a half hours.
    • Employees must be provided with paid 10-minute rest breaks for every four hours worked, or a major fraction thereof.

    Washington

    • Employees are entitled to paid 10-minute, duty-free rest breaks every four hours and a 30-minute meal period for shifts exceeding five hours (to be taken between the second and fifth hour of work).
    • Employees must be provided with reasonable restroom breaks, and access to them cannot be unreasonably restricted.

    Colorado

    • Employees must receive an uninterrupted 30-minute meal period for shifts of more than five hours, with paid meal periods required if duties can’t be relinquished.
    • To the extent practical, meal periods must be at least 1 hour before the start of a shift and at least 1 hour after the end of a shift.
    • The state mandates paid 10-minute rest breaks per four hours worked, or a major fraction thereof.

    Minnesota

    • Minnesota will have new meal and break laws going into effect in January 2026.
    • Employers must provide at least 15-minute rest breaks (or longer if needed to use the restroom) every four hours of consecutive work.
    • Employers must provide a 30-minute meal break for shifts of six or more consecutive hours.
    • Failure to provide breaks may result in pay penalties and liquidated damages.

    Alberta

    • Hours of work and breaks are governed by the Alberta Employment Standards Code.
    • Employees are entitled to one 30-minute break after the first five hours of work for shifts between five and 10 hours, with a second break for shifts of 10 hours or longer.
    • For shifts of 10 hours or longer, employees are entitled to two 30-minute breaks.
    • Employees are generally entitled to at least one day of rest each workweek.

    Ontario

    • Rules are governed by the Ontario Employment Standards Act (ESA).
    • Employees must not work more than five consecutive hours without a 30-minute off-duty meal break.
    • Rest breaks are generally not required in Ontario. If a rest break is provided and the employee is free to leave the premises, the break does not have to be paid.

    How can time tracking software simplify meal and rest break compliance?

    The complex set of federal, state and provincial regulations can make manual tracking for rest breaks impractical. The risk of penalties for non-compliance is significant, especially for organizations operating in several regions. Modern time tracking solutions like ADP WorkForce Suite’s Time and Attendance are invaluable for employers who want to improve compliance standards and reduce workplace risks.

    How time and attendance solutions help

    • Automated scheduling and alerts: Dynamically tracking for shift lengths, issuing real-time reminders for required breaks and flagging potential violations before they occur
    • Accurate recordkeeping: Digital time tracking aids in maintaining precise records of work hours and breaks, simplifying audits and demonstrating compliance
    • Pay penalty automation: When break requirements aren’t met, the system can automatically apply required premiums, helping avoid costly wage-and-hour lawsuits
    • Proactive fatigue management: Intelligent systems enable managers to anticipate compliance risks, such as excessive consecutive workdays or missed breaks, and quickly reassign or schedule relief staff as needed
    • Transparency across teams: Automated solutions bridge gaps between managers and schedulers, helping everyone stay aware of break requirements and compliance status in real time

    Staying informed of the latest legal requirements and proactively tracking new meal and rest break rules is crucial for efficient operations. Investing in the right technology helps prevent costly violations and fosters a culture of trust, efficiency and compliance, ultimately positioning your organization for long-term success.

    WorkForce Software, an ADP company, provides updates throughout the year on best practices for meeting employment law requirements and strategies for addressing emerging regulations and trends across the United States and Canada. This article originally published on their blog,


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  • Acting Texas Comptroller Kelly Hancock Announces Launch of Texas Lone Star Coins and Modern Texas Redback Gold Notes

    December 29, 2025

    (AUSTIN) — Acting Texas Comptroller Kelly Hancock today announced the inaugural release of Texas Lone Star Coins and Modern Texas Redback Gold Notes, a new program administered through the Texas Bullion Depository that offers authorized commemorative precious metal products to investors and collectors.

    “Texas has a long tradition of independence and fiscal stewardship,” Hancock said. “These new products reflect that spirit, combining enduring Texas symbolism with precious metals of the highest purity. The Texas Lone Star Coins and Modern Redbacks offer Texans and others a unique opportunity to own precious metal products that honor the state’s rich heritage. They are meticulously crafted under the direction of the Texas Bullion Depository and the state of Texas.”

    Texas Lone Star Coins and Modern Texas Redback Gold Notes will be made available through the Texas Bullion Depository and through major national coin and bullion retailers. Additional details, including purchasing information, are available at TexasBullionDepository.gov.

    Created by the 84th Texas Legislature in 2015, the Texas Bullion Depository is the nation’s first state-administered precious metals depository and operates as a division of the Texas Comptroller of Public Accounts. The new commemorative coin and gold note programs represent the next evolution of the Depository’s mission to provide Texans with secure, transparent access to and storage of precious metals.

    “This new program is designed to commemorate the history and spirit of Texas while also introducing a new audience to the services provided by the Texas Bullion Depository,” said Depository Administrator Macy Douglas.

    Texas Lone Star Coins

    The inaugural 2025 Texas Lone Star Coins feature an iconic design and will be released in three versions:

    • 2025 Texas Lone Star 1 oz Gold Bullion Coin
    • 2025 Texas Lone Star 1 oz Gold Proof Coin
    • 2025 Texas Lone Star 1 oz Silver Bullion Coin

    Struck in .9999 fine gold or .9999 silver and produced to the highest minting standards, Texas Lone Star Coins are designed to be timeless, official in appearance and instantly recognizable. While not legal tender, the coins are made from pure precious metals that serve as a store of value.

    Each Texas Lone Star Coin features a permanent reverse design showcasing the Texas Official Coat of Arms, an emblem first adopted by the Republic of Texas in 1839. Encircling the design are inscriptions including “THE STATE OF TEXAS,” the year of issue, and “FRIENDSHIP,” reflecting the origin of the name Texas from the Caddo word tejas.

    The obverse of the inaugural 2025 release features a detailed relief map of Texas, highlighting the state’s diverse geography — from the Davis Mountains in West Texas to the Coastal Plains and Gulf Coast shoreline. Future releases may introduce new obverse designs, metals and fractional weights beginning in 2026.

    Modern Texas Redback Gold Notes

    In addition to the Texas Lone Star Coins, the Comptroller’s office announced the Modern Texas Redback Gold Notes, inspired by promissory notes issued by the Republic of Texas in the late 1830s.

    Unlike their historical predecessors, the modern Redbacks are crafted with intrinsic value. Each note contains a precise, verifiable layer of 24-karat gold deposited onto a durable polymer substrate. The notes are issued in three weights:

    • 5 centigram (cg) — featuring the Texas longhorn, the state’s official large mammal
    • 20 cg — featuring the dome of the Texas State Capitol
    • 100 cg — featuring the Alamo

    Each Modern Texas Redback Gold Note is individually numbered and bears the seal of the state of Texas, along with the signatures of the governor and acting comptroller. Modern Redbacks are collectible precious metal products and are not legal tender.

    “These products showcase Texas history, craftsmanship and independence,” Hancock said. “They are designed to endure — just like the values they represent.”

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  • ABA offers changes to FDIC, OCC proposed safety and soundness rules – ABA Banking Journal

    1. ABA offers changes to FDIC, OCC proposed safety and soundness rules  ABA Banking Journal
    2. Statement: OCC, FDIC Proposal Would Bring Supervision Back to Core Risks  Bank Policy Institute
    3. EPPC Scholars Submit Comments Supporting Prohibition on Use of Reputation Risk in Banking Regulations  Ethics and Public Policy Center (EPPC)
    4. Proposal from FDIC and OCC Would Completely Destroy Bank Supervision  Better Markets

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  • Jenner & Block Advises Cizzle Brands in Acquisition Financing – Jenner & Block LLP

    1. Jenner & Block Advises Cizzle Brands in Acquisition Financing  Jenner & Block LLP
    2. Cizzle Brands Corporation Announces Closing of Transformative Transaction with the Acquisition of Flow Water Inc.’s Co-Manufacturing Business  Investing News Network
    3. FLOW BRAND ENTERS NEW GROWTH ERA FOLLOWING SEPARATION OF MANUFACTURING OPERATIONS  Morningstar
    4. Cizzle Brands Corporation Announces Closing of Transformative Transaction with the Acquisition of Flow Water Inc.’s Co-Manufacturing Business  Bluefield Daily Telegraph

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  • The circular economy: how consumers, business and government can work together for a more sustainable economy – EU NEIGHBOURS east

    1. The circular economy: how consumers, business and government can work together for a more sustainable economy  EU NEIGHBOURS east
    2. The battle for circular economy: Understanding what drives and blocks progress  Aliran
    3. Malaysia’s Green Ambition Meets Reality  BusinessToday Malaysia
    4. LETTER | Circular clean energy revolution needed  Malaysiakini
    5. The circular economy isn’t just recycling—it’s a trillion-dollar redesign  NST Online

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  • China Just Reinvented Asimov’s 3 Laws Of Robotics – Forbes

    1. China Just Reinvented Asimov’s 3 Laws Of Robotics  Forbes
    2. China to crack down on AI chatbots around suicide, gambling  CNBC
    3. Draft Chinese AI Rules Outline ‘Core Socialist Values’ for AI Human Personality Simulators  Gizmodo
    4. China Proposes Regulations for Anthropomorphic AI Chatbot Services  How2shout
    5. China bans AI-powered relatives to comfort the elderly  theregister.com

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  • AI layoffs could outpace new jobs, warns LBS’s Dr Abramova – London Business School

    1. AI layoffs could outpace new jobs, warns LBS’s Dr Abramova  London Business School
    2. A comprehensive list of 2025 tech layoffs  TechCrunch
    3. AI, Trump and the desi tech job meltdown of 2025  thefederal.com
    4. Nobel Laureate Predicts AI-Induced Unemployment Surge by 2026  ForkLog
    5. Examining the effect of AI on online job searching  WOSU Public Media

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  • Heritage Financial Corporation Receives Regulatory Approval to Acquire Olympic Bancorp, Inc.

    Heritage Financial Corporation Receives Regulatory Approval to Acquire Olympic Bancorp, Inc.

    OLYMPIA, Wash., Dec. 29, 2025 /PRNewswire/ — Heritage Financial Corporation (“Heritage”) (Nasdaq: HFWA) announced today that it has received all regulatory approvals required to complete the previously announced merger (the “Merger”) of Olympic Bancorp, Inc. (“Olympic”) with and into Heritage, and the merger of Kitsap Bank with and into Heritage Bank.

    Heritage expects the transaction to close on or about January 31, 2026, subject to the satisfaction of customary closing conditions, including the receipt of shareholder approval by the shareholders of both Heritage and Olympic.

    “We are pleased to have received the necessary regulatory approvals as this is an important step towards integrating a successful merger,” said Bryan McDonald, Heritage President and CEO. “Kitsap Bank’s relationship banking strategy nicely compliments Heritage’s strategies. This combination will create a more robust banking platform for communities across the Puget Sound region.” 

    About Heritage
    Heritage Financial Corporation is an Olympia-based bank holding company with Heritage Bank, a full-service commercial bank, as its sole wholly-owned banking subsidiary. Heritage Bank has a branching network of 51 banking offices in Washington, Oregon, and Idaho. Heritage Bank also does business under the Whidbey Island Bank name on Whidbey Island. Heritage’s stock is traded on the NASDAQ Global Select Market under the symbol “HFWA.” More information about Heritage Financial Corporation can be found on its website at www.hf-wa.com and more information about Heritage Bank can be found on its website at www.heritagebanknw.com.

    SOURCE Heritage Financial Corporation

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  • Fare gates to begin operation Tuesday at South Station for commuter rail passengers

    Fare gates to begin operation Tuesday at South Station for commuter rail passengers

    Beginning Tuesday, commuter rail passengers will need to tap or scan their train tickets to enter the track area at South Station, as the MBTA begins a major change in fare collection operations.

    The T and and its commuter rail operator Keolis Commuter Services announced Monday that installation of fare gates at the Boston transportation hub is complete and gates will be phased into operation. The T also released a how-to video and said station staff will be available on concourses to help passengers.

    The layout includes 40 gates installed around the concourse area, including 11 wider gates that allow room for wheelchairs, scooters, bicycles, luggage and strollers, according to the T.

    Fare gates will be introduced to passengers incrementally, with more expected to be in service as testing is completed. Conductors will also still check tickets on board trains to verify travel zones, the T said.

    Passengers can use the following types of tickets to exit and enter the gates: the mTicket app, CharlieCards and CharlieTickets with printed zones, $10 weekend paper tickets, Amtrak tickets, and active military IDs. Stored value CharlieCards for the bus and subway are not accepted at commuter rail fare gates, and commuter rail fare gates cannot accept payment by contactless debit/credit card, phone, or watch with a mobile wallet.

    “The new fare gates at South Station – one of the busiest travel hubs in the Northeast – is another demonstration to our riders that we are committed to ensuring fares are collected and reinvested into the transit system to better serve the public,” said MBTA General Manager Phillip Eng.

    Fare gates opened at North Station in 2022, and fare gates are also planned to open at Back Bay Station and Ruggles Station in 2026.

    “Combined with upgrades to on-board sales and record conductor scans, Keolis is collecting more Commuter rail revenue than ever before on behalf of the MBTA,” said Keolis General Manager John Killeen.

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  • Ray Goss to Retire as President of R. J. Corman Railroad Company

    Ray Goss to Retire as President of R. J. Corman Railroad Company

    December 29, 2025

    NICHOLASVILLE, Ky. – R. J. Corman Railroad Company today announced that Raymond (Ray) Goss will retire from his role as President effective January 30th, 2026, following a distinguished career spanning five decades in the rail industry and seven years leading R. J. Corman’s short line and switching operations.

    “Ray has been an exceptional leader whose steady hand and deep industry knowledge have strengthened our short line operations and elevated our service standards. We are grateful for his dedication and wish him the very best in retirement,” said Justin Broyles, President & CEO of R. J. Corman Railroad Group.

    Before joining R. J. Corman Railroad Company, Ray Goss built a distinguished reputation in the rail industry. He held various leadership and operational roles at major railroads such as Genesee & Wyoming Inc., Amtrak Corporation, and Canadian Pacific Railway, where he developed expertise in engineering, transportation management, safety initiatives, and customer relations. His broad experience and commitment to excellence positioned him as a respected figure in the field, ultimately leading to his appointment as President of R. J. Corman Railroad Company’s operations.

    Under Ray Goss’s leadership, R. J. Corman Railroad Company achieved remarkable growth and modernization. Since 2019, the company expanded its network through strategic acquisitions and new operations, adding the Childersburg Line, Raleigh & Fayetteville Railroad, Knoxville & Cumberland Gap Railroad, as well as the Owego & Harford Railway, Lehigh Railway, and Luzerne & Susquehanna Railway. These additions strengthened R. J. Corman’s presence across key regions and enhanced its ability to serve diverse markets.

    Goss also championed transformative infrastructure improvements, securing federal TIGER and CRISI grants to rehabilitate hundreds of miles of track, upgrade bridges, and modernize grade crossings. These investments improved safety, efficiency, and reliability for customers while supporting regional economic development. Under his tenure, the company consistently earned top safety honors, with all short lines receiving Jake Awards in recent years and several earning the prestigious President’s Award for exemplary safety performance. These accomplishments reflect Goss’s unwavering commitment to operational excellence and customer service, leaving a lasting legacy of growth and innovation.

    “It has been an honor to lead R. J. Corman’s railroads and work alongside such a talented team,” said Ray Goss. “Together, we’ve advanced safety, improved efficiency, and strengthened relationships with our customers. I’m proud of what we’ve accomplished, and I’m confident that they will continue to be leaders in the industry and take the company to new heights.”

     

    About R. J. Corman Railroad Company, LLC

    R. J. Corman Railroad Company, LLC operates 19 short line railroads in 11 states and is a subsidiary of R. J. Corman Railroad Group, LLC. Altogether, the company employs approximately 1,400 people in 24 states. In addition to short line railroad and switching operations, R. J. Corman companies provide a broad scope of services to the railroad industry, such as emergency response, track material distribution, track construction, and signal design and construction.

    For more information about the company, visit www.rjcorman.com.

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