Category: 3. Business

First businesses to open in Tamworth’s Town Hall Place retail hub

Meanwhile, The Tropical Market will be run by Fred Borson, who said it would focus on African and Caribbean ingredients that were not available in the local area.

“It’s a dream to have my own business, to serve the community and bring people together,” he said.

Kate Watts, owner of The Paint Pot Studio, said she wanted to offer a space for people to relax while trying their hand at creative pursuits.

“I want to be able to offer something for all budgets, where families can have fun away from screens, without spending a fortune,” she said.

The official opening of Town Hall Place marks the final stages of a multimillion-pound project, which has seen the opening of a new college, a revitalised town square and the creation of a second enterprise centre in Tamworth.

“This isn’t just about filling the units, it’s about getting the right type of businesses in there that genuinely add to the town and provide new reasons for people to visit, said council leader Carol Dean.

Expressions of interest for some of the remaining units were still being welcomed, the authority said.

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January 4, 2026
Reading Buses fares set for new year increase from Monday

A number of fare increases are set to come into effect in Reading.

Reading Buses said adult single fares within the town would increase by 30p to £2.90 on its app and to £3 for tickets bought on the bus.

It blamed “increasing operational costs”.

The company urged passengers to switch to multi-journey, weekly, or season tickets and to buy tickets on the app in order to save money.

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January 4, 2026
Portsmouth’s Eastern Road shuts for eight weeks for sewer repairs

The road has been beset by problems with the sewage system in recent years.

More than 1,000m of pipe from Farlington roundabout to beyond Anchorage Road was relined by Southern Water in May-July 2024 after frequent sewer bursts, leaks and flooding.

The company apologised for inconvenience caused by the latest closures.

“The long-term £2.5m solution will strengthen Portsmouth’s pipeline, using innovative lining technology to futureproof this section of the city’s sewer network for years to come,” it added.

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January 4, 2026
Hull-built anti-seasickness ship was plagued with misfortune

The key feature was a first-class cabin mounted on gimbals that was designed to swing back and forth supposedly cancelling out the actions of the waves.

Dr Robb Robinson, honorary research fellow at the University of Hull, described Bessemer as “one of those giant figures of the 19th Century”.

“He was also reputedly a man who suffered very badly with seasickness,” Dr Robinson said.

“And he felt that in the modern Victorian age it must be possible to be able to come up with an invention, a mechanical invention, that would reduce seasickness.”

Bessemer raised £250,000 to build the 350ft (107m) long vessel and it was constructed at Earle’s shipyard, located on the Humber Estuary at Victoria Dock.

Dr Robinson said the ship was plagued by a series of misfortunes.

“The first one was when it was caught by the tide in a storm and it ended up coming aground near Barton,” he said.

“It was brought back without much damage.”

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January 4, 2026
Digital wallet fraud: how your bank card can be stolen without it leaving your wallet | Banks and building societies

You get a call from your bank and the informed voice asks to you to confirm the personal details they have on file, which you do. You are then asked whether you bought something at an electrical retailer recently for £120 and spent £235 in Birmingham, but neither transaction rings true.

The caller tells you they have blocked the payments but they must now secure your account, and say they will send you a notification to approve, or a code to pass on to them. You feel under pressure to protect your money, so you do what is asked.

Unfortunately, the person at the other end of the phone is not your bank but a criminal, and they have added your payment card to a digital wallet on one of their many smartphones. At some stage, your account will be emptied by purchases of expensive phones or designer clothes, which will then be sold on.

Banks have seen an increase in the number of attempts to exploit victims using the elaborate digital wallet fraud and have introduced new security measures to counter the threat.

Danai Antoniou, the chief scientist at Gradient Labs, a financial services AI company, says the approach from criminals can appear harmless as the victim is not being asked to move money.

“This is why most people don’t question it. If the notification says ‘never share this with anyone’ (or similar), they will pre-emptively mention it to the customer that this is a routine comment that comes with every notification – which is true, customers do become immune to warnings if they get warnings frequently,” she says.

“Victims often describe feeling panicked and pressured during the call, being told their account is under attack, or that their money is at risk. In that heightened emotional state, approving a notification feels like the responsible thing to do. The victim believes they’re protecting their account, when, in reality, they’re handing over the keys.”

Santander says that digital wallet fraud was the second biggest reason for card scam losses last year, while HSBC has reported an increase over the past 18 months.

UK Finance, the banking trade body, says that the number of attempts has surged, in part because security systems have prevented criminals being successful, forcing them to make more attacks.

What the scam looks like

The fraud can start with phishing where the victim provides personal and bank details after a text message that promises, for example, a winter fuel allowance payment, or an offer for cheap products on social media.

After a few weeks, enough time for the victim to forget about supplying details, the fraudster will contact them, claiming to be from their bank. They will know which bank because of the details already supplied by the victim.

They may ask the victim to confirm the address, or postcode, they have on file, in order to portray legitimacy. The criminal will then ask about some transactions, all fabricated, and when the victim says they don’t recognise them, the criminal will claim they have been stopped, and more measures must be taken to secure the account. They will say that a notification is on the way, and the victim should approve it to secure the account.

The scammers use text messages to secure victims’ personal and bank details. Photograph: DCPhoto/Alamy

“The notification the customer receives is entirely legitimate, as it’s the genuine notification your bank sends when a new Apple Pay or Google Pay card is being added to a device, or the bank may send you a code via text, or in the app. They have just added your card into their Apple Pay or Google Pay and you are now receiving a text, or a notification, to approve it,” Antoniou says.

From there, the criminals can act quickly and empty the account of the victim. “They drain accounts at high-value merchants, such as tech stores and fashion retailers. The appeal is simple: electronics and designer goods can be quickly resold on the secondary market with minimal loss of profit during the money-laundering process,” she adds.

What to do

Banks don’t need your help to protect your account: they have systems in place to freeze and block accounts if needed. “Never trust anyone who calls you from your bank unless you arranged that phone call in advance. If somebody calls, tell them you will call the bank back yourself,” Antoniou says. And don’t use a number they give you: search on the web for the bank’s phone number, or use the one on the back of your physical debit or credit card.

Nationwide warns people to be aware of what any one-time passcodes they receive are being used for.

HSBC says it has put in new security measures to counter the threat of wallet fraud and more would be coming this year. “We are regularly reminding customers not to give out their details, such as one-time passcodes, and to treat them as carefully as you would your pin,” it adds.

UK Finance says: “Set up bank alerts in your app, and check your transactions regularly so you know about any suspicious transactions as soon as possible.

“If you think you’ve fallen for a scam it’s important to contact your bank immediately and report it to Report Fraud.”

Apple says it is not responsible for approving a card for inclusion in the wallet, but that it gives banks information that they can use to combat fraud.

Google did not respond to a request for comment.

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January 4, 2026
Will we see signs of economic growth in 2026?

Andrew SinclairEast of England political editor, Colchester

Andrew Sinclair/BBC

More than 330,000 people used foodbanks in the East of England in the last year. A notable fall in numbers in 2026 would show that cost of living pressures are easing.

Opinion polls suggest just over half of voters see the economy and the cost of living as the most important issues facing the country, while local chambers of commerce say business confidence is at its lowest level for some time.

How the government addresses these two key issues will dominate politics in 2026 and have a major bearing on whether Sir Keir Starmer is still Prime Minister by the end of the year.

Will we see clear signs of economic growth in 2026 after a year of flatlining, to give businesses confidence to invest and employ more people? Will the measures announced in November’s budget, such as raising the minimum wage, scrapping the two-child benefit cap and removing some of the so-called “green taxes” from energy bills, make voters feel better off?

Staff at food banks are on the frontline of the cost of living crisis, while the hospitality sector is one of the East’s main employers. How do they see the year ahead?

‘The new normal’

Andrew Sinclair/BBC

Colchester Foodbank co-director Nikki Ranson

There are people arriving at Colchester’s Foodbank every few minutes. The charity’s 11 centres, which are dotted around the town, help as many as 3,000 people every month.

“The stories all come back to not having enough money to buy food and the choice between putting food on the table or heating the house” says co-director Nikki Ranson.

“We have schoolteachers coming in, we have police officers and nurses. We had a nurse not so long ago who always grabs all the overtime [she can get] but hadn’t been able to for a few weeks and was in dire straits.

“We’re supposed to be an emergency food service that is supposed to be a three-day food parcel a couple of times a year. We’ve become a normal. We’re now a go-to and that’s not right.”

According to the Trussell Trust anti-poverty charity, 332,500 food parcels were handed out across the East of England in the last year. This was a 5% decline on the previous year.

Ms Ranson says the changes announced in the budget will take a while to work through to people’s pockets and she says there’s still more to be done to help with benefits and wages. She expects the numbers using her food bank to stay the same this year.

A Treasury spokesman said: “We know there’s more to do to help families with the cost of living.

“That’s why the Chancellor took action at the Budget to freeze rail fares and prescription charges and will cut £150 off the average energy bill this year.”

The number of people using food banks by next Christmas will be an important indicator about whether cost of living pressures are easing.

‘Betrayed’

Andrew Sinclair/BBC

Matthew Allum runs two pubs

“This year is going to be a fight for survival. If I make it to Christmas I’ll be impressed” says Matthew Alum who runs two pubs in the Colchester area.

He has recently had to hand back a third pub to the brewery because he could no longer afford to it.

“I feel betrayed by the budget. We were promised loads of support, and all we had was another rise in the minimum wage and another rise in business rates.”

He says every time the minimum wage goes up it adds £100,000 to his wage bill. He has already had to increase prices and is now thinking about reducing staff hours to help.

The increase in employers’ national insurance contributions, the phasing out of business rate relief and a rates revaluation has also added to his costs.

“When Labour came to power I was paying £445 a month, now it could be as much as £3,200 a month” he says.

The industry body Hospitality UK estimates that the average business will see its rates rise by 94% over the next three years.

Chief Executive Allen Simpson says: “Every high street is going to feel a massive hit and so will our communities when much-loved venues are forced to close”

Back at the Cricketers pub in Fordham Heath, near Colchester, Mr Allum says the Government must rethink the rates revaluation and cut VAT for hospitality.

“If a Labour MP comes to talk to me about what’s going on, I’ll talk to them – howeve,r until they’re prepared to have a proper conversation with me about what needs to be done i’ll be asking them to leave.

“This isn’t party politics… for me this is betrayal.”

A Treasury spokesman said the budget contained a £4.3bn support package for hospitality.

“This comes on top of our efforts to help more venues offer pavement drinks and put on one-off events, maintaining our cut to alcohol duty on draught pints, and capping Corporation Tax,” he said.

The High Street has been struggling for years but there are many in the hospitality industry who wonder if this year will be make or break.

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January 4, 2026
Here’s the forecast for Nvidia stock in 2026

Image source: Getty Images

Nvidia (NASDAQ:NVDA) stock’s already delivered exceptional returns, but analysts remain confident further gains are possible over the next 12-24 months.

The current analysts’ consensus price target of $253.02 implies the stock’s 33% undervalued today. Forecasts span a wide range, from $140 at the bearish end (which I really don’t get) to $352 at the top, reflecting differing views on how long Nvidia can sustain its extraordinary growth rate as artificial intelligence (AI) infrastructure spending matures.

The earnings outlook explains much of the optimism. For the fiscal year ending this month, analysts expect earnings per share (EPS) of $4.69. This represents 56.9% year-on-year growth. Just let that sink in.

On those numbers, the stock trades at around 40 times forward earnings. This is a pretty demanding valuation by almost any historical standard. However, what makes Nvidia unusual is the speed at which that valuation’s expected to compress.

By January 2027, consensus EPS jumps to $7.57, implying another 61% year-on-year increase and pulling the forward price-to-earnings (P/E) down to 24.8 times. In effect, Nvidia’s investment case increasingly rests on earnings growth doing the heavy lifting, rather than further multiple expansion.

If AI data centre demand, enterprise adoption, and software monetisation continue to scale as expected, today’s valuation may look far more reasonable in hindsight — though any slowdown would likely be punished sharply by the market.

For years I wouldn’t have questioned analysts from major financial institutions, but more recently I’ve learned that some of them simply aren’t much cop. So what do the headline figures tell us about this stock?

Well, at $253, the stock would be trading around 53 times forward earnings. And the price-to-earnings-to-growth (PEG) ratio would move from around 1.06 to 1.4, bringing it closer in line with the industry average.

However, the information technology sector average is actually 1.66 and Nvidia’s five-year average PEG’s 1.61. On both counts, Nvidia looks like it could be trading higher — or at the share price target — and not be considered overvalued on this metric.

Oddly, I think some of the discount reflects ongoing disbelief about Nvidia momentum rise. There’s talk of a bubble and circular financing worries. However, I just don’t see it. Because, to date, AI’s proven to be a genuine productivity technology, not a speculative concept searching for a use case.

Enterprises aren’t buying Nvidia’s chips to flip them on. They’re deploying them to reduce costs, automate workflows, speed up research, and build revenue-generating products. That’s a crucial distinction.

Of course, Nvidia isn’t risk-free. A lot of the valuation’s based on growth expectations and it could underperform those for several reasons. This could include a peer stepping up or demand moving towards ASICs (Application-Specific Integrated Circuits) rather than Nvidia GPUs.

However, the current trajectory’s very strong and there’s no reason to doubt the forecasting. It also still looks cheap relative to peers and its own five-year average.

It’s certainly worth considering.

The post Here’s the forecast for Nvidia stock in 2026 appeared first on The Motley Fool UK.

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James Fox has positions in Nvidia. The Motley Fool UK has recommended Nvidia. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

Motley Fool UK 2026

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January 4, 2026
A big data approach to artificial intelligence driven predictive modelling for optimizing material properties in additive manufacturing
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