Category: 3. Business

  • Attorney General Rayfield Announces Nearly $150 Million Settlement with Mercedes-Benz Usa And Daimler Over Emissions Fraud – Oregon Department of Justice

    1. Attorney General Rayfield Announces Nearly $150 Million Settlement with Mercedes-Benz Usa And Daimler Over Emissions Fraud  Oregon Department of Justice
    2. Mercedes reaches $150 million settlement with US states over diesel scandal  Reuters
    3. Mercedes-Benz to pay $150M for emissions cheating, misleading consumers  WRGB
    4. Attorney General Sunday Announces $6.6 Million Share for Pennsylvania from National Settlement with Mercedes-Benz Over Emissions Fraud  attorneygeneral.gov
    5. BREAKING: Mercedes, Daimler Ink $150M Deal In Emissions Cheating Claims  Law360

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  • In-Depth: Privacy, Data Protection and Cybersecurity | Insights

    In-Depth: Privacy, Data Protection and Cybersecurity | Insights

    The 12th edition of Lexology In-Depth: Privacy, Data Protection and Cybersecurity (formerly The Privacy, Data Protection and Cybersecurity Law Review) provides an incisive global overview of the legal and regulatory regimes governing data privacy and security. With a focus on recent developments, it covers key areas such as data processors’ obligations; data subject rights; data transfers and localisation; best practices for minimising cyber risk; public and private enforcement; and an outlook for future developments. A number of lawyers from Sidley’s global Privacy and Cybersecurity practice have contributed to this publication. See the chapters below for a closer look at this developing area of law.

    • Global Overview: David C. Lashway
    • EU Overview: William RM Long, Francesca Blythe, Lauren Cuyvers, Matthias Bruynseraede
    • USA: David C. Lashway, Jonathan M. Wilan, Sheri Porath Rockwell
    • United Kingdom: William RM Long, Francesca Blythe, Eleanor Dodding

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  • Financial Industry Forum on Artificial Intelligence workshop: interim report

    December 22, 2025

    Ottawa, Ontario

    On November 13, 2025, the Financial Consumer Agency of Canada (FCAC) and the Global Risk Institute (GRI) co-hosted a workshop on financial well-being and consumer protection. Issues discussed included the opportunities and emerging risks associated with AI adoption, best practices in the use of AI to empower and protect financial consumers, and the path forward for AI in the financial services sector in Canada. 

    The workshop was attended by over 55 representatives from a diverse array of organizations, from Canada’s largest banks and technology companies to consumer advocacy groups, law firms and academia.

    The event was the fourth in a series of workshops co-hosted by GRI and financial sector regulators as part of the second Financial Industry Forum on Artificial Intelligence (FIFAI II). 

    You can read the interim report summarizing the FCAC-GRI workshop here. A full report on the outcome of all 4 workshops will be available in spring 2026. 

    Associated links

    Interim report from FIFAI II Workshop 1: Security and Cybersecurity

    Interim report from FIFAI II Workshop 2: Financial Crime

    Interim report from FIFAI II Workshop 3: Financial Stability

    OSFI-FCAC Risk Report – AI Uses and Risks at Federally Regulated Financial Institutions

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  • Yes, Climate Wins Are Still Happening! Let’s Keep It Up in 2026. – NRDC

    1. Yes, Climate Wins Are Still Happening! Let’s Keep It Up in 2026.  NRDC
    2. How Trump’s First Year Reshaped U.S. Energy and Climate Policy  The New York Times
    3. Why Are Wind, Solar and Nuclear Advocates So Optimistic in 2026?  Broadband Breakfast
    4. The Green Renaissance: Why ESG and Clean Energy are Defying the 2025 Slump  FinancialContent
    5. Clean Energy Faces Turbulent 2025 Amid Policy Shifts and Challenges  SSBCrack News

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  • AHN, Highmark Health Aim to Bridge Language Gaps in Health Care with New ‘I Speak’ Card Program

    AHN, Highmark Health Aim to Bridge Language Gaps in Health Care with New ‘I Speak’ Card Program

    Each year, thousands of AHN patients and Highmark members require interpretation services to better understand their care journeys

    PITTSBURGH, Dec. 22, 2025 /PRNewswire/ — Allegheny Health Network (AHN), in partnership with its parent organization Highmark Health, today announced the launch of “I Speak,” a campaign to improve communication with non-English speaking patients or with patients whose first language isn’t English. The campaign uses hospital posters, handouts, and wallet cards to help caregivers quickly identify a patient’s preferred language and swiftly connect them to appropriate interpreter services upon arrival to an AHN medical facility.

    “I Speak” was originally introduced last year at Highmark Health’s insurance arm, Highmark Inc., in retail locations throughout Delaware. Today’s announcement marks a significant expansion of the program to its health care facilities in the western Pennsylvania region and Highmark’s Direct Stores in Pennsylvania and New York.

    The wallet-sized cards, designed to mimic an insurance card, are printed in 29 languages including American Sign Language (ASL) and are placed in all high-traffic areas – like emergency departments and labor & delivery units – across the network’s 10 acute, full-service hospitals. They are also being made available at AHN’s outpatient medical facilities. 

    Each year, thousands of AHN patients and Highmark members require real-time translation services when receiving care, making an appointment, or seeking information about their insurance coverage. The U.S. Census Bureau estimates that more than 25 million people in the U.S. have limited English proficiency.

    According to research published by Midwestern University, communication barriers between patients and health professionals may negatively impact the quality of medical care. For example, patients who present at a health care facility with a language barrier are more likely to receive larger workups like blood draws, longer emergency department stays, more hospital admissions, and increased medical charges.

    Lack of appropriate medical interpretation has also been cited as a source of increased anxiety for patients, and patients with language barriers have been known to spend less time with certain therapies, experience more medical errors, and are much less likely to seek mental health counseling.

    The “I Speak” initiative is led by Highmark Health’s Institute for Strategic Social and Workforce Programs (S2W), a team focused on accessible, high-quality care across the region and beyond.

    “When we can better understand one another, we can better take care of one another,” said Veronica Villalobos, vice president of S2W at AHN and Highmark Health. “Our primary goal with every initiative is to ensure that all patients and members we serve receive the best possible care, regardless of their primary language. ‘I Speak’ cards at AHN facilities specifically empower patients to communicate their needs effectively and ensure that our care teams can provide appropriate support.”

    After a patient identifies his or her preferred language, AHN can engage with its language interpreter service provider, Cyracom, which is available 24/7 and tailored for healthcare specific needs and requests.

    “This program helps to ensure requests for interpretation services made by AHN caregivers take place with maximum efficiency and minimum misunderstanding,” Villalobos continued. “It’s an opportunity for our organization to further simplify care and improve the patient experience for everyone we serve.

    Across AHN facilities from January through June of this year, Spanish was the most requested non-English language by a significant margin (25.7%), followed by Haitian Creole (22.7%), Nepali, Arabic, and ASL (American Sign Language). Out of all answered calls to 412-DOCTORS, 46% were Spanish-speaking callers with the second non-English speaking language being Nepali at 14.1%.

    SOURCE Allegheny Health Network

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  • Driving growth in PEI’s tech industry

    CLIENT NAME PROJECT TOTAL MEDIA CONTACT Discovery Garden Support the company’s digital repository product evolution and development $675,000 repayable
      Gerry Lawless, CEO
    gerry@discoverygarden.ca Stemble Learning Develop and implement artificial intelligence to enhance its educational technology software. $550,000 repayable
      Jason Pearson, CEO
    jason@stemble.ca Tracktile Support the development of its operations software for manufacturers.

    $250,000 repayable

     

    Jordan Rose, CEO jordan.rose@tracktile.io Thinking Big Product development and marketing of a new service navigation tool. $222,200 repayable Charley McGivern, Administrator
    charley@thinkingbig.net Thinking Big Support business development focused on export growth to new markets for digital products and professional services. $50,000
    Non-repayable Charley McGivern, Administrator
    charley@thinkingbig.net Iron Fox Games Support the scale-up of its organization as it expands its video game development team. $200,000
    repayable Ryan Filsinger, CEO
    ryan@ironfoxgames.com Causable Support commercialization of fundraising software and export market expansion. $191,000
    repayable Joeanne Thomson, CEO
    joeanne@causable.io 3 Pie Squared Develop the company’s digitalization, automation, and AI integration strategy to help ABA practices improve their systems. $50,000
    Non-repayable Stephen Smith, CEO
    stephen@3piesquared.com TOTAL   $2,188,200  

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  • AG Jennings announces nearly $150 million emissions fraud settlement with Mercedes-Benz USA and Daimler AG

    AG Jennings announces nearly $150 million emissions fraud settlement with Mercedes-Benz USA and Daimler AG

    NOTE: AG Jennings and Connecticut AG William Tong announced this settlement at a Zoom press conference this morning. Video of the Zoom announcement is available here.

    Attorney General Kathy Jennings, together with her counterparts in Connecticut and Maryland, led a coalition of 50 attorneys general announcing a nearly $150 million settlement with Mercedes-Benz USA and Daimler AG for violating state laws prohibiting unfair or deceptive trade practices by marketing, selling and leasing vehicles equipped with illegal and undisclosed emissions defeat devices designed to circumvent emissions standards. The settlement also includes more than $200 million in potential consumer relief.

    “For nearly a decade, Mercedes sold vehicles that were marketed as clean and environmentally responsible while secretly polluting far beyond legal limits,” said AG Jennings. “This settlement holds Mercedes accountable for deceiving consumers, evading emissions laws, and putting public health at risk. We expect honesty in the marketplace and clean air in our communities. Today’s agreement delivers both meaningful penalties and real relief for affected drivers.”

    “Vehicle emissions are one of the largest contributors to air pollution in Delaware, so our air quality depends on properly operated vehicle emission control systems,” said Delaware Department of Natural Resources & Environmental Control Sec. Greg Patterson. “All vehicle manufacturers need to do their part by meeting the emission requirements, and we appreciate Attorney General Jennings and her staff leading this multistate investigation and settlement concerning our air.”

    Beginning in 2008 and continuing to 2016, the states allege Mercedes manufactured, marketed, advertised, and distributed nationwide more than 211,000 diesel passenger cars and vans equipped with software defeat devices that optimized emission controls during emissions tests, while reducing those controls outside of normal operations. The defeat devices enabled vehicles to far exceed legal limits of nitrogen oxides (NOx) emissions, a harmful pollutant that causes respiratory illness and contributes to the formation of smog. Mercedes engaged in this conduct to achieve design and performance goals, such as increased fuel efficiency and reduced maintenance, that it was unable to meet while complying with applicable emission standards. Mercedes concealed the existence of these defeat devices from state and federal regulators and the public. At the same time, Mercedes marketed the vehicles to consumers as “environmentally-friendly” and in compliance with applicable emissions regulations.
    Today’s settlement requires Mercedes-Benz USA and Daimler AG to pay $120 million to the states upon the effective date of the settlement. An additional $29,673,750 will be suspended and potentially waived pending completion of a comprehensive consumer relief program. Delaware will receive $3.6 million through today’s settlement.

    The consumer relief program extends to the estimated 39,565 vehicles that had not been repaired or permanently removed from the road in the United States by August 1, 2023. Mercedes must bear the cost of installing approved emission modification software on each of the affected vehicles. The companies must provide participating consumers with an extended warranty and will pay consumers $2,000 per subject vehicle.

    The companies must also comply with reporting requirements, reform their practices, and refrain from any further unfair or deceptive marketing or sale of diesel vehicles, including misrepresentations regarding emissions and compliance.
    Today’s settlement follows similar settlements reached previously between the states and Volkswagen, Fiat Chrysler and German engineering company Robert Bosch GmbH over its development of the cheat software. Automaker Fiat Chrysler and its subsidiaries paid $72.5 million to the states in 2019. Bosch paid $98.7 million in 2019. Volkswagen reached a $570 million settlement with the states in 2016.

    Delaware co-led this multistate investigation and settlement with the attorneys general of Connecticut and Maryland. They were assisted by Alabama, Georgia, New Jersey, New York, South Carolina, and Texas.  The final settlement was also joined by Alaska, Arkansas, Colorado, the District of Columbia, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, and Puerto Rico.

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  • Gibson Dunn Ranked in the 2026 Edition of Lexology Data 100 Global Elite

    Gibson Dunn Ranked in the 2026 Edition of Lexology Data 100 Global Elite

    Accolades  |  December 22, 2025

    Lexology


    Gibson Dunn has been ranked No. 7 in the 2026 edition of Lexology Data 100 Global Elite (formerly Global Data Review 100), which recognizes “the world’s best data law firms.” Highlighted as a “powerhouse in US litigation and contentious work,” the firm was ranked No. 2 in Litigation, and No. 6 for both Investigations and Advisory. The publication added that the “firm is routinely tapped to work for the biggest clients on global and truly business-critical issues.”

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  • 3 Questions: How to launch a successful climate and energy venture | MIT News

    3 Questions: How to launch a successful climate and energy venture | MIT News

    In 2013, Martin Trust Center for MIT Entrepreneurship Managing Director Bill Aulet published “Disciplined Entrepreneurship: 24 Steps to a Successful Startup,” which has since sold hundreds of thousands of copies and been used to teach entrepreneurship at universities around the world. One MIT course where it’s used is 15.366 (Climate and Energy Ventures), where instructors have tweaked the framework over the years. In a new book, “Disciplined Entrepreneurship for Climate and Energy Ventures,” they codify those changes and provide a new blueprint for entrepreneurs working in the climate and energy spaces.

    MIT News spoke with lead author and Trust Center Entrepreneur-in-Residence Ben Soltoff, who wrote the book with Aulet, Senior Lecturer Tod Hynes, Senior Lecturer Francis O’Sullivan, and Lecturer Libby Wayman. Soltoff explains why climate and energy entrepreneurship is so challenging and talks about some of the new steps in the book.

    Q: What are climate and energy ventures?

    A: It’s a broad umbrella. These ventures aren’t all in a specific industry or structured in the same way. They could be software, they could be hardware, or they could be deep tech coming out of labs. This book is also written for people working in government, large corporations, or nonprofits. Each of those folks can benefit from the entrepreneurial framework in this book. We very intentionally refer to them as climate and energy ventures in the book, not just climate and energy startups.

    One common theme is meeting the challenge of providing enough energy for current and future needs without exacerbating, or even while reducing, the impact we have on our planet. Generally, climate and energy ventures are less likely to be only software. Many of the solutions we need are around molecules, not bits. A lot of it is breakthrough technology and science from research labs. You could be making a useful fuel, removing CO2 from the atmosphere, or delivering something in a novel way. Your venture might produce a chemical or molecule that’s already being provided and is a commodity. It needs to be not only more sustainable, but better for your customers — either cheaper, more reliable, or more securely delivered. Ultimately, all of these ventures have to provide value. They also often involve physical infrastructure that you have to scale up — not just 10 times or 100 times, but 1,000 times or more — from original lab demonstrations.

    Q: How should climate and energy entrepreneurs be thinking about navigating financing and working with the government?

    A: One of the major themes of the book is the importance of figuring out if policy is in your favor and constantly applying a policy lens to what you’re building. Finance is another major theme. In climate and energy, these things are fundamental, and we need to consider them from the beginning. We talk about different “valleys of death” — the idea that going from one stage to the next stage requires this jump in time and resources that presents a big challenge. That also relates to the jump in scale of the technology, from a lab scale to something you can produce and sell in a quantity and at a cost the market is interested in. All of that requires financing.

    At an early stage, a lot of these ventures are funded through grants and research funding. Later, they start getting early-stage capital — often venture capital. Eventually, as folks are scaling, they move to debt and project financing. Companies need to be very intentional about the type of financing they’re going to pursue and at what stage. We have an entire step on creating a long-term capital plan. Entrepreneurs need to be very clear about the story they’re going to tell investors at different stages. Otherwise, they can paint themselves into a corner and fail to build a company for the next stage of capital they need.

    In terms of policy, entrepreneurs should use the policy environment as a filter for selecting a market. We have a story in the book about a startup that switched from working in sub-Saharan Africa to the U.S. after the Inflation Reduction Act passed. As those incentives began disappearing, they still had the option to return to their original market. It’s not ideal for them, but they are still able to build profitable projects. You shouldn’t build a company based on the incentives alone, but you should understand which way the wind is blowing and take advantage of policy when it’s in your favor. That said, policy can always change.

    Q: How should climate and energy entrepreneurs select the right market “stepping stones”?

    A: Each of the “Disciplined Entrepreneurship” books talks about the importance of selecting customers and listening to your customers. When thinking about their beachhead market, or where to initially focus, climate and energy entrepreneurs need to look for the easiest near-term opportunity to plug in their technology. Subsequent market selection is also driven by technology. Instead of just picking a beachhead market and figuring everything else out later, there often needs to be an intentional choice of what we call market stepping stones. You start by focusing on an initial market in the early days — land and expand — but there needs to be a long-term strategy, so you don’t go down a dead end. These ventures don’t have a lot of flexibility as they build out potentially expensive technologies. Being intentional means having a pathway planned from the beachhead market up to the big prize that makes the entire enterprise worthwhile. The prize means having a big impact but also targeting a big market opportunity.

    We have an example in the book of a company that can turn CO2 into useful products. They knew the big prize was turning it into fuel, most likely aviation fuel, but they couldn’t produce at the right volume or cost early on, so they looked at other applications. They started with making vodka from CO2 because it was low-volume and high-margin. Then the pandemic happened, so they made hand sanitizer. Then they made perfume, which had the highest margins of all. By that point, they were ready to start moving into the fuel market. The stepping stones are about figuring out who is willing to buy the simple version of your technology or product and pay a premium. Initially, looking at that company, you might say, “They’re not going to save the planet by selling vodka.” But it was a critical stepping stone to get to the big prize. Long-term thinking is essential for ventures in this space.

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  • Amazon Future Engineer AI education program reaches 500,000 students

    Amazon Future Engineer AI education program reaches 500,000 students

    In Fairfax County Public Schools, the district is scaling participation to reach all high school students. In Washington, DC, Amazon and PlayLab hosted a two-day immersive workshop with 60 middle and high school students from Friendship Charter Schools, where students built and tested AI-powered solutions to real challenges in their communities. Other partners are focusing on educator professional development, student innovation projects, or district-wide AI adoption strategies aligned to local priorities.

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