Category: 3. Business

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U.S. stocks signaled another rally on Sunday night after the Trump administration negotiated a framework for a trade deal with China that should avoid mutual assured destruction.

Snack maker Mondelez is using a new generative AI tool to cut costs for the production of marketing content by 30 percent to 50 percent, a senior executive told Reuters.

The packaged-food manufacturer began developing the tool last year with ad company Publicis Groupe and IT firm Accenture.

Mondelez expects that the tool will be capable of making short TV ads that would be ready to air as soon as next year’s holiday season, and potentially for the 2027 Super Bowl, said Jon Halvorson, Mondelez’s global senior vice president of consumer experience.

The Cadbury chocolate producer has invested more than US$40 million ($61.4 million) in the tool, Halvorson said, adding that savings would grow if the tool is able to make more elaborate videos.

Faced with tariffs and shrinking shopper budgets, Mondelez, like other consumer goods companies, is looking to adopt AI to slash fees paid to advertising agencies, and speed up how long it takes to develop and sell new products. 

Rivals such as macaroni-and-cheese maker Kraft Heinz and Coca-Cola have also been trying out AI for ads.

Coke in 2024 ran AI-created holiday ads, though the computer-created people in them were ridiculed by some consumers for lacking real emotion.

Mondelez is not yet putting human likenesses in its AI-created content.

It is using content generated by the new tool on social media for its Chips Ahoy cookies in the US and Milka chocolate in Germany.

An eight-second Milka video shows waves of chocolate rippling over a wafer, along with different backgrounds depending on which consumer Mondelez is targeting.

The cost to do animations “is in the hundreds of thousands,” Halvorson said. “This type of setup is orders of magnitude smaller.”

In the US, Oreo will use the tool for product pages on Amazon and Walmart in November.

Mondelez plans to use the tool in the coming months for Lacta chocolate and Oreo in Brazil, and Cadbury in the UK, Halvorson said. 

Tina Vaswani, vice president of digital enablement and data for the company, said humans will always check what the tool produces to avoid any mishaps.

Mondelez has rules prohibiting highlighting unhealthy eating habits, vaping, overconsumption, emotionally manipulative language and the use of offensive stereotypes, according to a document shared by the Chicago-based company.

BigBear.ai Holdings (BBAI) shares have seen some movement lately, drawing attention from investors as the company’s performance metrics continue to evolve. The stock’s year-to-date gains stand out, particularly in light of recent market trends.

See our latest analysis for BigBear.ai Holdings.

Momentum has been building around BigBear.ai Holdings, with its 1-day share price return of 3.98% hinting at renewed interest following a stretch of mixed performance. Despite some short-term choppiness, the stock boasts a robust year-to-date share price return of 71.53%. The longer-term picture is even more striking, as the 1-year total shareholder return clocks in at 343.40%, showing significant value creation for investors with a longer horizon.

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With such spectacular returns on the board, the key question becomes whether BigBear.ai is trading at a bargain, or if its rapid growth story is already fully reflected in the current share price. Could there still be a buying opportunity, or is the market already pricing in all the future upside?

BigBear.ai Holdings closed at $7.05, significantly above the widely followed narrative’s fair value estimate of $5.83. This calls attention to the drivers behind that price target, given the company’s recent momentum.

BigBear.ai plans to expand internationally by converting successful pilots into enduring programs and building regional partnerships with leading companies. This approach could potentially increase revenue and expand global market presence. The company is focused on business alliances and strategic acquisitions, which may drive faster innovation and open new revenue streams by accessing additional markets and technologies.

Read the complete narrative.

Want to know what bold predictions power this high price tag? Uncover insider assumptions about future growth, margins, and market reach. The full narrative reveals the aggressive financial forecasts and ambitious targets that set this valuation apart. Don’t miss out on what could be fueling BigBear.ai’s dramatic potential.

Result: Fair Value of $5.83 (OVERVALUED)

Have a read of the narrative in full and understand what’s behind the forecasts.

However, short-term revenue swings and ongoing government contract delays could challenge BigBear.ai’s ambitious outlook and may test investor confidence in upcoming quarters.

Find out about the key risks to this BigBear.ai Holdings narrative.

If you see the story differently or want to dig into the details on your own, you can craft your perspective in just a few minutes. Do it your way.

A great starting point for your BigBear.ai Holdings research is our analysis highlighting 3 important warning signs that could impact your investment decision.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include BBAI.

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com

“What excites talent, what excites the community is to go build around those needs,” Aldorassy told the Fortune Global Forum on Sunday in Riyadh, Saudi Arabia.

He is the founder and CEO of SILQ, the result of the merger in April between Saudi business-to-business marketplace Sary, which connects small businesses with manufacturers to buy supplies, and Bangladesh’s ShopUp, which offers similar services.

Aldorassy said the vast majority of companies in Saudi Arabia are small and medium-sized enterprises, but they only account for 9% of bank lending. And that is the kind of problem that young Saudi entrepreneurs are tackling—and sparking a culture of innovation there, as evidenced by SILQ. “What differentiates us here is we have a younger generation,” Aldosarry said.

Indeed, some 63% of Saudis and 50% of Bangladeshis are under the age of 30, while only 30% of Americans are.

Lutfey Siddiqi, the special envoy for international affairs in Bangladesh’s interim government, also said at the Fortune Global Forum that his country’s young demographic is key to economic progress, making an oil analogy to explain how Bangladesh should leverage that advantage.

“Our crude oil is our young people, but we need refineries so that we were able to find applications for various grades of skills and education,” said Siddiqi, a former banker at UBS and Barclays. “That’s a resource that we are willing to share with the rest of the world. Because the rest of the world, by and large, is aging.”

He added that companies like Chevron, Met Life and Youngone, a Korean company that makes jackets for The North Face, have all praised Bangladesh’s more business-friendly climate that he attributed to government reforms that made the country more agile and responsive to direct foreign investment.

“That has allow us to convert what is an interest into actual investment,” Siddiqi said.

But as investors increasingly look to emerging markets, another panelist urged them to be mindful of their perception of risk when considering Africa in particular.

“We need to change the discourse when you talk about African continent. When you talk about the African continent, look at businesses on the continent and what they have achieved, and let that be your proxy,” said Mpumi Madisa, CEO of Bidvest Group, a services, trading, and distribution company listed on the Johannesburg stock exchage.

BILL Holdings (BILL) shares have moved within a tight range this week, catching some attention as investors weigh the impact of recent earnings trends alongside weaker year-to-date returns. The conversation now centers on where the stock could head next.

See our latest analysis for BILL Holdings.

While BILL Holdings’ share price has stabilized this week, overall momentum is still struggling to rebuild. After a tough start to 2024 with a year-to-date share price return of -39.07%, the stock’s recent 11.16% rally over the last 90 days stands out. However, its 1-year total shareholder return of -6.5% and three-year total shareholder return of -61.78% underscore the challenges holders have faced in both the short and long term.

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So with BILL Holdings now trading nearly 45% below estimated intrinsic value and about 21% below analyst targets, is this an undervalued opportunity, or are markets already factoring in the company’s future prospects?

The widely followed narrative sets BILL Holdings’ fair value at $61.05, which is 16% above its last closing price of $51.21. This difference suggests investors are weighing ambitious growth and margin forecasts against current market skepticism.

“Accelerated rollout of AI-powered financial operations agents and intelligent automation solutions is expected to drive higher customer retention, greater product adoption, and potentially enable new subscription-based pricing tiers. These factors could support future revenue growth and enhance margins. Expansion of embedded finance capabilities and the Embed 2.0 strategy, including strategic partnerships with large enterprise software platforms, is set to broaden BILL’s distribution channels and could significantly increase customer acquisition and transaction volumes. This may translate into higher long-term revenues.”

Read the complete narrative.

Want to decode the numbers behind this bold valuation? The most popular narrative hinges on an aggressive margin outlook and a multi-year leap in profitability. Curious if the growth projections break the mold in software? Find out what else could drive BILL Holdings far above today’s price targets.

Result: Fair Value of $61.05 (UNDERVALUED)

Have a read of the narrative in full and understand what’s behind the forecasts.

However, ongoing macroeconomic uncertainty and strong competition from larger fintech players could quickly unravel even the most optimistic growth projections for BILL Holdings.

Find out about the key risks to this BILL Holdings narrative.

If you see BILL Holdings differently or want your own perspective, take the numbers for a spin and craft a unique story in just a few minutes. Do it your way.

A great starting point for your BILL Holdings research is our analysis highlighting 4 key rewards and 1 important warning sign that could impact your investment decision.

Smart investors never settle for one opportunity when the market is full of hidden gems. Don’t let the best prospects pass you by; expand your research now.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include BILL.

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com

Navitas and SRH University have announced the expansion of their successful partnership with the launch of a third international college in Munich, building on the strong foundations established in Heidelberg (2023) and Berlin (2025).

The new SRH International College in Munich will welcome its first cohort in September 2026, offering two Foundation programs designed to prepare students for progression into a range of SRH degree pathways, including Civil Engineering, Medical Engineering, Mechatronics, Biotechnology, Computer Science, and International Business Administration. Applications open in mid-November 2025.

Expanding access to quality education

Munich’s status as a globally recognised tourism and education hub — and its proximity to leading multinational companies in the automotive, finance, and technology sectors — will offer students not only world-class learning opportunities but also access to valuable industry experience.

“We are delighted to have further strengthened our partnership with SRH, building on the strong foundations we have in place in Heidelberg and Berlin,” said Paul Lovegrove, CEO of Navitas University Partnerships Europe. “We are committed to supporting our students to find the right study destination for them, with three locations that each offer unique benefits. Munich is a city recognised worldwide, and Navitas is thrilled to be able to add it to our portfolio.”

A growing network across Germany

The new Munich college strengthens the Navitas–SRH partnership’s vision to create multiple entry points for international students across Germany. Students will have the flexibility to continue their studies at over twelve SRH University campuses, including Hamburg, Cologne, Hamm, and Stuttgart, offering diverse academic and lifestyle experiences.

Dr Thorsten Bagschik, Managing Director at SRH University, said: “With the opening of the SRH International College at the newly opened and state-of-the-art Campus Berlin, as well as Munich, we are sending another strong signal for our internationalisation strategy. Together with Navitas, we look forward to giving even more students from around the world access to high-quality education and preparing them for successful futures.”

Strengthening global pathways

Germany continues to emerge as a vibrant hub for international education, combining academic excellence with a strong focus on applied learning and innovation. The latest expansion reinforces Navitas and SRH’s shared commitment to supporting student mobility and global opportunity through high-quality, flexible education pathways.

ULAANBAATAR, Mongolia–(BUSINESS WIRE)–
Rio Tinto and China’s State Power Investment Corporation (SPIC) Qiyuan have launched a trial of battery swap electric haul truck technology at the Oyu Tolgoi copper mine in Mongolia.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20251026376828/en/

The trial is Rio Tinto’s first use of battery swap electric haul trucks in surface mining operations. This is a major step towards developing the cost-effective technology and operational learnings required to reduce emissions from mining haulage fleets – one of the largest contributors to the company’s Scope 1 and 2 carbon footprint.

Over the last year Rio Tinto and SPIC Qiyuan have delivered and installed a fleet of eight 91-tonne Tonly trucks, together with 13 batteries (each 800 kWh), a battery swapping station, static charger, and supporting infrastructure.

The trucks will now be used by Oyu Tolgoi for tailings dam construction and top soil transportation tasks, providing Rio Tinto with hands on experience operating and maintaining a complete battery electric truck and swap charging system.

Battery swapping technology allows the battery of an electric mining truck to be replaced at a battery swap station in less than seven minutes, without the need to charge the vehicle at a fixed charging facility. This minimises downtime and improves equipment efficiency.

Rio Tinto General Manager Global Equipment and Diesel Transition Ben Woffenden said: “The launch of this trial with SPIC Qiyuan is an important milestone, harnessing China’s widely used and leading battery swap technology in a partnership that supports Rio Tinto’s drive to accelerate low-carbon innovation. The rapid deployment and fast-tracked operational learnings have highlighted the importance of partnerships in advancing low-emission haulage alternatives for our business.

“By working with partners such as SPIC Qiyuan and Tonly, Rio Tinto is rapidly identifying and adopting cost-effective, proven innovations that can support operational excellence and advance decarbonisation goals.”

General Manager of Qiyuan Green Power, Mr. Guo Peng said: “We are honoured to partner with Rio Tinto to launch this milestone battery-swap truck trial at the Oyu Tolgoi mine. SPIC Qiyuan is committed to advancing green energy technology innovation, and this partnership showcases the significant potential of our proven battery-swap solutions in helping global mining customers reduce emissions and enhance operational efficiency. We look forward to deepening our collaboration with Rio Tinto to jointly explore broader prospects for the mining industry’s low-carbon transition.”

The equipment will be tested through to the end of 2026 and will help Rio Tinto identify opportunities for wider adoption of this low emission technology across the company. Rio Tinto’s global fleet of 700 haul trucks includes about 100 small or medium class (100-200t payload) vehicles, offering the potential to adopt current-generation battery swap technology.

View source version on businesswire.com: https://www.businesswire.com/news/home/20251026376828/en/

Please direct all enquiries to media.enquiries@riotinto.com

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Category: Oyu Tolgoi

Source: Rio Tinto