Category: 3. Business

  • How Recent Catalysts Are Shifting the Backblaze Narrative for Growth and Valuation Risk

    How Recent Catalysts Are Shifting the Backblaze Narrative for Growth and Valuation Risk

    Backblaze’s latest narrative shift comes with a modest trim to its fair value estimate from $10.55 to about $10.11 per share, even as long term revenue growth expectations remain essentially unchanged near 10.69% and the discount rate nudges up only slightly from roughly 9.69% to 9.70% to reflect a touch more perceived risk. This subtle recalibration captures a market that still believes in the company’s growth runway but is balancing enthusiasm over stronger demand signals and pipeline visibility with more caution around valuation and execution. Read on to see how you can track these evolving assumptions and stay informed about future updates to the Backblaze story.

    Stay updated as the Fair Value for Backblaze shifts by adding it to your watchlist or portfolio. Alternatively, explore our Community to discover new perspectives on Backblaze.

    🐂 Bullish Takeaways

    • Oppenheimer reiterated its Outperform rating and nudged its price target up to $11 from $10. The firm signaled confidence that Backblaze can deliver solid quarterly results within the broader analytics, data, infrastructure, and security software group.

    • Channel checks cited by Oppenheimer point to healthy fundamentals, with solid Q3 deal flow, Q4 pipeline generation, and normal competitive dynamics. These factors support the view that Backblaze’s growth momentum and execution are on track.

    • The firm remains bullish longer term on the group. This indirectly supports Backblaze’s valuation as a potential beneficiary of sector wide demand, provided it continues to execute and maintain transparent guidance.

    🐻 Bearish Takeaways

    • B. Riley’s Zach Cummins lowered his price target to $9 from $11 while maintaining a Buy rating. This reflects increased caution around upside potential even as the fundamental stance remains positive.

    • The cut from $11 to $9 suggests growing concern that some upside may already be priced in. It also indicates that near term risks around execution or valuation may warrant a more conservative target, even for analysts who still recommend owning the stock.

    Do your thoughts align with the Bull or Bear Analysts? Perhaps you think there’s more to the story. Head to the Simply Wall St Community to discover more perspectives or begin writing your own Narrative!

    NasdaqGM:BLZE Community Fair Values as at Dec 2025
    • Backblaze integrated its B2 Cloud Storage with Shareio, enabling creators to securely store, control, and monetize digital content while benefiting from low cost storage and free egress for content delivery.

    • The company completed a share repurchase of 142,069 shares, or about 0.25% of outstanding shares, for a total of $1.18 million under its previously announced buyback program.

    • Backblaze issued fourth quarter 2025 revenue guidance of $37.3 million to $37.9 million, outlining management’s expectations for near term top line performance.

    • The company narrowed its full year 2025 revenue outlook to a range of $145.4 million to $146.0 million, tightening but slightly lowering the top end of prior guidance.

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  • What The Evolving Market Narrative Means For MTN Group’s Valuation

    What The Evolving Market Narrative Means For MTN Group’s Valuation

    MTN Group’s fair value estimate has inched up to about $176.89 from $172.50, even as expected revenue growth is nudged slightly lower and the discount rate holds steady at 16.73%. This subtle recalibration reflects how markets are increasingly rewarding clear execution and credible long term plans over short term headline numbers. Stay tuned to see how you can track these evolving valuation signals and follow the changing MTN Group narrative.

    Analyst Price Targets don’t always capture the full story. Head over to our Company Report to find new ways to value MTN Group.

    🐂 Bullish Takeaways

    • Among the more constructive voices, firms such as Truist, Stifel and Mizuho continue to rate Vail Resorts with Buy or Outperform stances, even as they trim price targets, signaling ongoing confidence in the long term earnings power that underpins valuation for MTN linked exposure.

    • Truist highlights that EBITDA was roughly in line with expectations helped by strong snowfall in Australia, while Stifel notes that recent results do not fundamentally alter the long run bull or bear debate, suggesting that analysts still reward consistent execution and clearer guidance on FY26 and FY27 earnings.

    • Mizuho, despite lowering its price target to $195, maintains an Outperform rating, framing the softer fiscal 2026 EBITDA outlook as underwhelming rather than thesis breaking, which helps anchor the upper band of fair value assumptions in current models.

    🐻 Bearish Takeaways

    • Jefferies flags leadership risk as a negative for MTN linked exposure, questioning whether Andre Maestrini is the right choice for a mature and challenging North American market, a concern that feeds into higher perceived execution risk and a tighter margin of safety around current valuations.

    • Barclays, BofA and Morgan Stanley all cut price targets, with Barclays moving to $145, BofA to $165 and Morgan Stanley to $146, citing disappointing pass sales trends, a below consensus initial FY26 outlook and a prolonged turnaround narrative, which together temper assumptions for growth momentum and multiple expansion.

    • Across these cautious notes, analysts stress that while turnaround plans show some potential, meaningful and sustainable growth may not emerge until FY27 at the earliest, reinforcing the idea that near term risks and execution milestones must be met before the market is willing to ascribe a richer valuation multiple to MTN related assets.

    Do your thoughts align with the Bull or Bear Analysts? Perhaps you think there’s more to the story. Head to the Simply Wall St Community to discover more perspectives or begin writing your own Narrative!

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  • I don’t care if the stock market crashes in 2026. I’m buying bargain shares today

    I don’t care if the stock market crashes in 2026. I’m buying bargain shares today

    Image source: Getty Images

    Looking at both the UK and US stock markets right now, it seems a lot of investors are growing nervous of a potential correction or even a full-blown crash in 2026. And it’s easy to understand why.

    • Enormous capital is currently concentrated in AI and ‘Magnificent Seven’ stocks.

    • The S&P 500 is trading significantly ahead of its historical price-to-earnings ratio average, while the FTSE 100 sits at record highs.

    • Sticky inflation is driving up recession risk.

    • Geopolitical conflicts are on the rise.

    • The private credit markets are experiencing a steady upward trend in late payments and defaul.

    That’s obviously pretty scary. Yet despite these doomsday signals, I’m still drip feeding money into both UK and US stocks. Here’s what I’ve been buying and why.

    Hindsight is 20/20, and it’s easy to look back at previous market downturns and say: “If only I had sold/bought when prices reached the top/bottom”.

    However, this often leads novice and even expert investors into the trap of thinking they can successfully time the market the next time.

    The reality is, in the short term, the stock market’s near-impossible to predict. And there are countless examples of investing legends like Michael Burry or Jeremy Grantham calling for catastrophes that never materialise, resulting in massive opportunity costs.

    Instead, history’s shown that the best performers are those who remain invested and continue to top up their positions if volatility does indeed rear its ugly head. With that in mind, here’s what I’m doing now.

    I would be lying if I said the current investing environment doesn’t make me a little nervous. And I’ve subsequently increased my portfolio’s cash position as a hedge against potential volatility. But I’m also still deploying capital where opportunities emerge.

    Even with stock markets near record highs, there are still plenty of under-the-radar bargains to explore. And one that I’ve recently taken advantage of is Ecora Resources (LSE:ECOR).

    The business specialises in providing alternative financing solutions for mining enterprises, to help get shovels in the ground in exchange for a small lifetime royalty. It’s certainly a niche business. But it’s one that some of the largest mining companies rely upon, including Rio Tinto, BNP, and Vale, among others.

    What makes Ecora interesting right now is the firm’s strategic pivot away from coal towards critical metals such as copper, cobalt, and nickel. 2025 marks the first year in the company’s history where these metals contributed more than 50% of revenue, on track to reach 85% by 2030.

    Copper’s now the new heart of Ecora’s portfolio. And with demand expected to vastly outpace global supply over the next decade, management’s investments over the last five years are starting to pay off at an accelerating pace.

    Obviously, investing even in a royalty resources business comes with risks. If the supply/demand dynamics of copper fail to materialise, Ecora’s growth trajectory could be disrupted. And even if that doesn’t happen, unexpected production delays across its portfolio of projects could still hamper progress, likely resulting in share price volatility.

    Nevertheless, while Ecora shares have already more than doubled since April, they remain massively undervalued compared to this medium-to-long-term growth opportunity, in my opinion. That’s why I’ve already snapped up some shares for my own portfolio.

    The post I don’t care if the stock market crashes in 2026. I’m buying bargain shares today appeared first on The Motley Fool UK.

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    Zaven Boyrazian has positions in Ecora Resources Plc. The Motley Fool UK has recommended Ecora Resources Plc. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

    Motley Fool UK 2025

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  • UBS may cut further 10,000 jobs by 2027, SonntagsBlick reports

    UBS may cut further 10,000 jobs by 2027, SonntagsBlick reports

    VIENNA, Dec 7 (Reuters) – UBS (UBSG.S), opens new tab may cut an additional 10,000 jobs by 2027, Swiss paper SonntagsBlick reported on Sunday, without citing where it obtained the information.

    Responding to the report, UBS did not confirm this number, but said it would “keep the number of jobs cuts in Switzerland and globally as low as possible”.

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    “The role reductions will take place over the course of several years and will be mostly achieved through natural attrition, early retirement, internal mobility and inhousing of external roles,” UBS said.

    UBS has been cutting jobs as a result of the integration of former rival Credit Suisse, which it bought in 2023.

    A reduction of 10,000 jobs would equate to a 9% cut in total jobs for the Swiss bank, which had around 110,000 employees at the end of 2024.

    Reporting by Alexandra Schwarz-Goerlich; Writing by Christoph Steitz; Editing by Elaine Hardcastle and Christina Fincher

    Our Standards: The Thomson Reuters Trust Principles., opens new tab

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  • ‘Best café in Liverpool’ to close after 30 years

    ‘Best café in Liverpool’ to close after 30 years

    Jonny HumphriesNorth West

    Jonny Humphries/BBC Carly Lea, who has blonder hair tied back and a black jumper and black trousers, stands next to Susan Lea who has blond hair cut into a fringe and a cream trenchcoat. They stand next a chalk board reading 'Maggie May's of Liverpool' followed by a menu. Jonny Humphries/BBC

    Carly Lea (left) with her mother Susan Lea outside their family run café on Liverpool’s Bold Street

    A family run café that counted Liverpool legend Sir Kenny Dalglish and Harry Potter star Ralph Fiennes among its customers is shutting up shop after 30 years.

    Maggie May’s has avoided jumping on culinary trends or fads despite its location on Liverpool city centre’s bustling Bold Street, a hub for bars and restaurants.

    Its menu and style has changed little over the years, with one of its most popular dishes ‘scouse’ – a traditional meat and potato dish well-known across Liverpool.

    But after three decades of long hours and hard graft, the Lea family are calling it a day and moving on – leaving regulars without “the best café in Liverpool”.

    Carly Lea, who has helped run the café since her parents – Susan and John Lea – founded it in 1995, said leaving would be a wrench but “the time was right” .

    She told the BBC: “We’re all getting that little bit older, we’re all getting a little bit weary.

    “It’s been absolutely great. It took a couple of years, like most businesses do, to start finding our feet but, we’ve enjoyed a good couple of decades on the street.

    “I think the café could go on but physically we feel as though we can’t go on – which is unfortunate but also it’s very, very real and that’s ultimately the main reason. “

    Jonny Humphries/BBC A white bowl containing a meat, potato and carrot stew on a plate with three slices of white crusty bread and butter and a small bowl of red cabbage resting on a green and white chequered table cloth. Jonny Humphries/BBC

    A bowl of Maggie May’s homemade scouse, one of its most popular dishes

    Carly said the gruelling shifts, often topping 12 hours a day, had “taken its toll”.

    “But it’s not like a doom and gloom story,” she said.

    “Very much the opposite, we’ve loved every single minute of it.”

    Carly said she believes Maggie May’s success over the years came from “sticking to what we know” – traditional local food with its background in her mum’s years as a cook in city pub kitchens before founding the business.

    Maggie May’s customers span a wide cross-section of society, from football fans heading to Anfield or Goodison Park, to tourists from overseas who return year-after-year.

    Over the last three decades Carly has seen children who came in with their parents grow up into adults with their own careers.

    ‘That’s Voldemort’

    The most memorable moments have included serving Sir Kenny on a few occasions, which “big Red” Carly described as a “personal highlight”.

    But Carly said the one and only time she has asked for a picture with a customer was when she was “starstruck” by Bafta winning actor Ralph Fiennes in 2023, who popped in for a drink while he was in Merseyside playing the lead in a production of Macbeth.

    “Me and my son, we were big fans of Harry Potter, well we still are, so when he came that was a major plus for me,” she said.

    “I think I was quite starstruck because it was like; ‘that’s Voldemort’.”

    For customers, the news has been a blow.

    Anthony McDowell, 54, has been coming to Maggie May’s since the year it opened and said he drops in almost every day.

    Carly Lea Ralph Fiennes, wearing a dark denim jacket over a black zip up hoody and glasses, stands next to Carly Lea, who has blonde hair tied back and a black long-sleeved top. Carly Lea

    Carly said she was “starstruck” when Bafta winning actor and Harry Potter star Ralph Fiennes paid a visit in 2023

    “Obviously since then the food’s been that nice, the scouse and stuff like that, that I’ve came here ever since,” he said.

    “I walk past about four other cafés to get here, it’s only one café in town for me.

    “I’ve stayed in hotels in the city that they say have good breakfasts, none of them beats Maggie’s.”

    Asked how he felt about it closing down, he said: “Obviously gutted, really gutted, but I know the family well enough.

    “I mean I’ve known the family for years and they’re a lovely family, and they’ve spent a lot of hard-working years and I can understand the reasons.”

    Carly said the reaction of customers to the announcement Maggie’s is closing its doors for good has surprised her

    “It’s been very emotional,” she said.

    “People coming in, saying that they’re heartbroken. I guess I didn’t realise the depth of the feelings that people have got for the café until we actually announced that we were going.”

    While Carly is ready to move on, she said when they close for the final time on Christmas Eve it will be “very tough”.

    “I’m going to get a few boxes of tissues just for the staff,” she said.

    “Yeah, it’s bittersweet.”

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  • Looking at the Narrative for Digital Turbine After Shifting Ad Tech Valuations and Rising Risks

    Looking at the Narrative for Digital Turbine After Shifting Ad Tech Valuations and Rising Risks

    Digital Turbine’s latest narrative update leaves fair value steady at $8.75 per share, even as a slightly lower discount rate and largely unchanged revenue growth outlook signal a more confident stance on the durability of its model. Backed by a powerful rerating in high growth ad tech peers and growing belief in the company’s ability to tap larger addressable markets through better tools and broader reach, analysts are refining their assumptions rather than rewriting the story. Stay tuned to see how you can track these evolving assumptions in real time as the market’s view on Digital Turbine continues to shift.

    Analyst Price Targets don’t always capture the full story. Head over to our Company Report to find new ways to value Digital Turbine.

    🐂 Bullish Takeaways

    • Recent research on ad tech peers such as AppLovin shows a strong tilt toward higher price targets and Outperform or Buy ratings, reinforcing the idea that investors are willing to pay up for scalable mobile ad platforms with durable growth. This supports a higher multiple framework for Digital Turbine if it can execute.

    • Firms including BofA, UBS, Morgan Stanley, RBC Capital, Scotiabank, Benchmark, Wedbush and others have repeatedly raised AppLovin targets into the $700–$860 range on the back of strong execution, expanding addressable markets beyond gaming and improving self serve tools. This pattern underlines the kind of monetization and tooling progress that could unlock upside to Digital Turbine’s current fair value if replicated.

    • Analysts highlight that peers are being rewarded for cost leverage, high margins and transparent growth roadmaps into 2026. This implies that consistent delivery against guidance, clearer product milestones and disciplined spending remain the key levers for Digital Turbine to narrow the valuation gap versus best in class ad tech names.

    🐻 Bearish Takeaways

    • Even within a broadly bullish backdrop for AppLovin, some commentary, such as Oppenheimer’s note around SEC related headline risk and potential near term volatility, shows how quickly sentiment can swing when regulatory or data use concerns surface. This is a reminder that Digital Turbine’s multiple could compress if similar trust or compliance questions arise.

    • The rapid escalation of peer price targets into the upper end of the range, including BofA’s move to $860 and UBS’s upside case to $1,000, also underscores the main reservation for lagging platforms. Much of the easy upside in high quality ad tech may already be priced in, which could limit how far Digital Turbine’s valuation can rerate without a clear inflection in growth and product adoption.

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  • How Recent Developments Are Rewriting The Rocket Lab Investment Story

    How Recent Developments Are Rewriting The Rocket Lab Investment Story

    Rocket Lab’s narrative is shifting as analysts nudge up their price targets into the $60 to high $60s range, even while the long term fair value estimate holds steady near $65.67 per share and revenue growth expectations remain anchored around 36.36% with a stable discount rate near 7.56%. This subtle reset reflects growing conviction that sustained Electron launch cadence and accelerating Space Systems demand can support a higher, more durable valuation base in spite of extended Neutron timelines. Read on to see how you can track these evolving targets and stay ahead of the next turn in the Rocket Lab story.

    Stay updated as the Fair Value for Rocket Lab shifts by adding it to your watchlist or portfolio. Alternatively, explore our Community to discover new perspectives on Rocket Lab.

    🐂 Bullish Takeaways

    • Stifel lifted its target to $65 from $55 while reiterating a Buy, citing steady Electron launch cadence with 4 launches in the quarter, higher Electron ASP, and a steadily scaling Space Systems business as the SDA program moves into full production.

    • BofA raised its target to $60 from $50 and kept a Buy rating, arguing that an industry shift toward consolidation could favor Rocket Lab in a winner take most model if it continues to execute on strategic vision and integration.

    • Bullish analysts emphasize execution and growth momentum, particularly the combination of stable launch operations and expanding Space Systems revenue, as key supports for a higher valuation base despite elevated expectations.

    🐻 Bearish Takeaways

    • Morgan Stanley trimmed its target slightly to $67 from $68 and maintains an Equal Weight rating, reflecting more cautious views on risk reward even as the market appears to shrug off Neutron schedule shifts into 2026.

    • More neutral commentary centers on program risk and spending, with Morgan Stanley warning that schedule revisions for Neutron can prolong program costs and create cascading manifest impacts. This may temper upside even as Electron demand and Space Systems performance remain solid.

    Do your thoughts align with the Bull or Bear Analysts? Perhaps you think there’s more to the story. Head to the Simply Wall St Community to discover more perspectives or begin writing your own Narrative!

    NasdaqCM:RKLB Community Fair Values as at Dec 2025
    • Rocket Lab scheduled its next Electron mission, Follow My Speed, to launch from New Zealand less than 48 hours after a successful HASTE flight from Virginia. This positions the company for a record 18th annual launch and underscores its rapid launch responsiveness.

    • The company completed a HASTE suborbital mission for the Defense Innovation Unit and Missile Defense Agency, advancing hypersonic and missile defense technology testing just 14 months after contract signing and reinforcing its role as a trusted national security partner.

    • Rocket Lab delivered two ESCAPADE Mars spacecraft to NASA’s Kennedy Space Center after designing, building, integrating, and testing the vehicles in about three and a half years, showcasing the maturity and speed of its vertically integrated Space Systems business.

    • Rocket Lab secured a second multi launch contract with Synspective, bringing the total to 21 future dedicated Electron launches for StriX SAR satellites and marking the largest single customer order in Electron’s history. This strengthens long term launch backlog visibility.

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  • Reassessing Valuation After a Strong Three-Month Share Price Rally

    Reassessing Valuation After a Strong Three-Month Share Price Rally

    First Quantum Minerals (TSX:FM) has quietly pushed higher again, with the stock up about 5% over the past week and roughly 13% this month, inviting a closer look at what is driving sentiment.

    See our latest analysis for First Quantum Minerals.

    Seen against its roughly 35% 3 month share price return and a 1 year total shareholder return of about 63%, this latest move suggests momentum is rebuilding as investors reassess copper exposure and earnings risk.

    If this miner’s run has you rethinking your watchlist, it could be a good moment to scout other cyclical opportunities like auto manufacturers.

    With profits rebounding, strong revenue growth, and shares still trading at a sizable intrinsic discount, the key question now is simple: Is First Quantum undervalued, or is the market already pricing in its next leg of growth?

    On a price-to-sales ratio of roughly 4x at the last close of CA$33.31, First Quantum still screens as undervalued against both its own fundamentals and peers.

    The price-to-sales multiple compares the company’s market value to the revenue it generates, a useful lens for miners where earnings can swing sharply with commodity cycles and one off items. For a business that has only recently returned to profitability yet is delivering strong top line growth, a sales-based valuation helps smooth out short term profit noise.

    Relative to similar metals and mining names, First Quantum’s 4x sales multiple looks restrained, with the Canadian industry closer to 6.4x and the peer average around 4.1x. Our fair price-to-sales estimate of 4.4x suggests there could be further room for the share price to move higher if the market comes to fully reflect its growth profile.

    Explore the SWS fair ratio for First Quantum Minerals

    Result: Price-to-Sales of 4x (UNDERVALUED)

    However, political uncertainty around key assets and volatile copper prices could quickly compress margins, challenging expectations for continued re-rating and rapid earnings growth.

    Find out about the key risks to this First Quantum Minerals narrative.

    While the price to sales ratio hints at mild undervaluation, our DCF model is far more aggressive and suggests First Quantum trades about 65% below its fair value of roughly CA$93.85. If that long term cash flow story is accurate, today’s price may represent a pause rather than a completed move.

    Look into how the SWS DCF model arrives at its fair value.

    FM Discounted Cash Flow as at Dec 2025

    Simply Wall St performs a discounted cash flow (DCF) on every stock in the world every day (check out First Quantum Minerals for example). We show the entire calculation in full. You can track the result in your watchlist or portfolio and be alerted when this changes, or use our stock screener to discover 907 undervalued stocks based on their cash flows. If you save a screener we even alert you when new companies match – so you never miss a potential opportunity.

    If you would rather rely on your own analysis than ours, you can review the numbers, develop your thesis, and get started in under three minutes, Do it your way.

    A great starting point for your First Quantum Minerals research is our analysis highlighting 4 key rewards and 2 important warning signs that could impact your investment decision.

    Before the market moves on without you, put your research momentum to work and line up your next potential winners using focused, data driven screeners.

    This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

    Companies discussed in this article include FM.TO.

    Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com

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  • Assessing SolarEdge After a 2024 Rebound and Steep Multi Year Share Price Collapse

    Assessing SolarEdge After a 2024 Rebound and Steep Multi Year Share Price Collapse

    • If you are wondering whether SolarEdge Technologies at around $29 is a bargain or a value trap after its collapse from prior highs, you are not alone. This breakdown will tackle that question head on.

    • The stock is still down about 90.6% over three years and 89.9% over five years. However, it has bounced in 2024 with a 99.5% year-to-date gain and a 131.0% return over the last year, despite sliding 19.2% in the past week and 26.2% over the last month.

    • Investors have been reacting to a mix of cautious solar industry sentiment, ongoing concerns about oversupply in key markets, and shifting expectations for policy support in the US and Europe. These factors have fueled large swings in solar stocks like SolarEdge. At the same time, headlines around grid modernization, energy storage adoption, and residential solar demand volatility are influencing how the market prices SolarEdge’s role in the transition to cleaner energy.

    • Against that backdrop, SolarEdge currently scores a 5/6 valuation check score, suggesting it appears undervalued on most of our metrics. Next, we will unpack what that means across different valuation approaches and then finish with a more structured way to think about its long-term value story.

    SolarEdge Technologies delivered 131.0% returns over the last year. See how this stacks up to the rest of the Semiconductor industry.

    A Discounted Cash Flow model estimates what a company is worth by projecting its future cash flows and discounting them back to today using a required rate of return. For SolarEdge Technologies, the 2 Stage Free Cash Flow to Equity model starts from last twelve months free cash flow of about $22.9 Million and then layers on analyst forecasts and longer term extrapolations.

    Analysts expect free cash flow to climb into the low hundreds of Millions over the next several years, with Simply Wall St extending those projections further out. By 2029, free cash flow is projected to reach roughly $260 Million, and then continue growing at gradually slowing rates into the 2030s. All of those future cash flows are discounted back to today to arrive at an estimated intrinsic value of about $37.74 per share.

    With the stock currently trading around $29, the DCF suggests SolarEdge is approximately 21.8% undervalued, indicating the market price may reflect a relatively pessimistic outlook compared with these cash flow assumptions.

    Result: UNDERVALUED

    Our Discounted Cash Flow (DCF) analysis suggests SolarEdge Technologies is undervalued by 21.8%. Track this in your watchlist or portfolio, or discover 907 more undervalued stocks based on cash flows.

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  • Don’t use ‘admin’: UK’s top 20 most-used passwords revealed as scams soar | Scams

    Don’t use ‘admin’: UK’s top 20 most-used passwords revealed as scams soar | Scams

    It is a hacker’s dream. Even in the face of repeated warnings to protect online accounts, a new study reveals that “admin” is the most commonly used password in the UK.

    The second most popular, “123456”, is also unlikely to keep hackers at bay.

    The annual review of the top 200 most common passwords by the tech company NordPass makes depressing reading for security experts, the police and anti-fraud bodies.

    Although cybersecurity experts keep repeating that simple passwords are extremely easy to guess, these warnings are going unheeded.

    In the UK, words, number combinations, and common keyboard patterns dominate the top 20. Different variations of the word “password” take up as many as five of these spots, with simple numeric combinations, including “12345678” and then “123456789” using another five. So far, so easy to hack.

    Use a password management tool to help with more complicated secure passwords. Photograph: Koshiro K/Alamy

    It’s not just a problem here – Australians, Americans and Germans also use “admin” more than any other password when accessing websites, apps and logging in to their computers. Around the world, “123456” emerges as the most popular.

    “Despite all efforts in cybersecurity education and digital awareness over the years, data reveals only minor improvements in password hygiene,” says Karolis Arbaciauskas of NordPass, a password manager that aims to keep details secure.

    “About 80% of data breaches are caused by compromised, weak, and reused passwords, and criminals will intensify their attacks as much as they can until they reach an obstacle they can’t overcome.”

    What the scam looks like

    At a time when many of us grapple with a growing number of passwords, it seems people are picking the easy option. Criminals are well aware of this and will use the obvious options during a systematic attack on someone’s accounts.

    “The problem with easy-to-remember passwords is that most of them can be cracked or guessed in seconds using a technique called a ‘dictionary attack’ – a systematic method of guessing a password by trying many common words and their simple variations,” Arbaciauskas says.

    Hackers use a ‘dictionary attack’, a method of trying common words and numbers and their variations. Photograph: Dominic Lipinski/PA

    “Another problem is that people tend to reuse them quite often. Users cite having too many accounts to create, and remember, unique passwords for all of them. That is terrible. People who use weak passwords, or reuse them, risk their digital lives and their identities.”

    Recent research from Virgin Media O2 suggests four out of every five people use the same, or nearly identical, passwords on online accounts, giving an almost open door for hackers to compromise log-ins.

    You might be alerted to an attack by a message advising that you have been trying to change your email address, or other details, connected to an account.

    What to do

    Make your passwords long and strong. This could be by combining three random words (eg, applepenbiro) or mixing numbers, letters and special characters.

    Don’t reuse the same password. The rule of thumb is that each account should have a unique password because if one account gets broken into, hackers can use the same credentials for other accounts.

    Change any passwords that are variations on the same word now, starting with the important sets of accounts: banks, email, work and mobile.

    Use password managers – these are often integrated into web browsers. Apple has iCloud Keychain, while Android phones have Google Password Manager, both of which can generate and save complicated passwords.

    Two-factor authentication (2FA) is something you can set up for your email, and other important online accounts, to add an extra layer of security. It involves providing something that only you can access – for example, a code sent to you by text message. You should turn 2FA on for every service that offers it.

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