Category: 3. Business

A massive online leak has exposed more than 183 million stolen email passwords gathered from years of malware infections, phishing campaigns and older data breaches. Cybersecurity experts say it is one of the largest compilations of stolen credentials ever discovered.

Security researcher Troy Hunt, who runs the website Have I Been Pwned, found the 3.5-terabyte dataset online. The credentials came from infostealer malware and credential stuffing lists. This malware secretly collects usernames, passwords and website logins from infected devices.

Researchers say the data contains both old and newly discovered credentials. Hunt confirmed that 91% of the data had appeared in previous breaches, but about 16.4 million email addresses were completely new to any known dataset.

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Discord Confirms Vendor Breach Exposed User Ids In Ransom Plot

The leak puts millions of users at risk. Hackers often collect stolen logins from multiple sources and combine them into large databases that circulate on dark web forums, Telegram channels and Discord servers.

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If you have reused passwords across multiple sites, attackers can use this data to break into your accounts through credential stuffing. This method tests stolen username and password pairs on many different platforms.

The risk remains real for anyone using old or repeated credentials. One compromised password can unlock social media, banking and cloud accounts.

Google Confirms Data Stolen In Breach By Known Hacker Group

Google confirmed there was no Gmail data breach. In a post on X, the company stated “reports of a Gmail security breach impacting millions of users are false. Gmail’s defenses are strong, and users remain protected.”

Google clarified that the leak came from infostealer databases that compile years of stolen credentials from across the web. These databases are often mistaken for new breaches when, in fact, they represent ongoing theft activity. Troy Hunt also confirmed the dataset originated from Synthient’s collection of infostealer logs, not from a single platform or recent attack. While no new breach occurred, experts warn that leaked credentials remain dangerous because cybercriminals reuse them for future attacks.

To see if your email was affected, visit Have I Been Pwned. It is the first and official source for this newly added dataset. Enter your email address to find out if your information appears in the Synthient leak.

Many password managers also include built-in breach scanners that use the same data sources. However, they may not yet include this new collection until their databases update.

If your address shows up, treat it as compromised. Change your passwords immediately and turn on stronger security features to protect your accounts.

Columbia University Data Breach Hits 870,000 People

Protecting your online life starts with consistent action. Each step below adds another layer of defense against hackers, malware and credential theft.

Start with your most important accounts, such as email and banking. Use strong, unique passwords with letters, numbers and symbols. Avoid predictable choices like names or birthdays.

Never reuse passwords. One stolen password can unlock multiple accounts. Each login should be unique to protect your data.

A password manager makes this simple. It stores complex passwords securely and helps you create new ones. Many managers also scan for breaches to see if your current passwords have been exposed.

Next, check whether your email has been caught in a recent credential leak. Our No. 1 password manager pick includes a built-in Breach Scanner that searches trusted databases, including the newly added Synthient data from Have I Been Pwned. It helps you find out if your email or passwords have appeared in any known leaks. If you see a match, change any reused passwords right away and secure those accounts with strong, unique credentials.

Check out the best expert-reviewed password managers of 2025 at Cyberguy.com.

Turn on 2Fa wherever possible. It adds a powerful second layer of defense that blocks intruders even if they have your password. You will receive a code by text, app or security key. That code ensures only you can log in to your accounts.

Identity Theft companies can monitor personal information like your Social Security number (SSN), phone number and email address, and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals. It’s a smart way to stay one step ahead of hackers.

See my tips and best picks on how to protect yourself from identity theft at Cyberguy.com.

Infostealer malware hides inside fake downloads and phishing attachments. A strong antivirus software scans your devices to stop threats before they spread. Keep your antivirus updated and run frequent scans. Even one unprotected device can put your whole digital life at risk.

The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.

Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.

Browsers are convenient but risky. Infostealer malware often targets saved passwords in your web browser.

Updates fix security flaws that hackers exploit. Turn on automatic updates for your operating system, antivirus and apps. Staying current keeps threats out.

Avoid unknown websites that offer free downloads. Fake apps and files often contain hidden malware. Use official app stores or verified company websites.

Check your accounts regularly for unusual logins or device connections. Many platforms show a login history. If something looks off, change your password and enable 2FA immediately.

The massive leak of 183 million credentials shows just how far your personal information can spread and how easily it can resurface years later in aggregated hacker databases. Even if your passwords were part of an old breach, data like your name, email, phone number or address may still be available through data broker sites. Personal data removal services can help reduce your exposure by scrubbing this information from hundreds of these sites.

While no service can guarantee total removal, they drastically reduce your digital footprint, making it harder for scammers to cross-reference leaked credentials with public data to impersonate or target you. These services monitor and automatically remove your personal info over time, which gives me peace of mind in today’s threat landscape.

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.

Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.

This leak highlights the ongoing danger of malware and password reuse. Prevention remains the best defense. Use unique passwords, enable 2FA and stay alert to keep your data safe. Visit Have I Been Pwned today to check your email and take action. The faster you respond, the better you protect your identity.

Have you ever discovered your data in a breach? What did you do next? Let us know by writing to us at Cyberguy.com.

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Original article source: 183 million email passwords leaked: Check yours now

In the wake of the 2007-08 global financial crisis, green finance has been increasingly celebrated as a way to tackle environmental challenges. Banks, investment funds and insurers have rolled out a growing range of green products, from green bonds to sustainability-linked loans. This momentum is encouraged by international environmental efforts such as the Paris climate agreement.

By aligning financial flows with sustainability goals, the world can supposedly “green finance” its way into a sustainable future.

But beneath this green spectacle lies a more complicated reality. Green finance refers to a wide-ranging mix of private and public funds, products and practices. For example, there’s no consensus regarding what makes a bond green.

There is also little clarity around what current environmental, social, governance (ESG) frameworks – which encourage businesses and authorities to disclose and monitor their environmental and social performance – are truly achieving.

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Ever wondered how to spend or invest your money in ways that actually benefit people and planet? Or are you curious about the connection between insurance and the climate crisis?

Green Your Money is a new series from the business and environment teams at The Conversation exploring how to make money really matter. Practical and accessible insights from financial experts in the know.

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In 2015, the former Bank of England governor and current Canadian prime minister, Mark Carney, insisted that finance can and must urgently account for climate risks. Meanwhile, Stuart Kirk, former global head of responsible investments at high street bank HSBC, argued that these risks were overstated and too far in the future to be material.

Environmental issues have become a concern for financiers, but not necessarily out of commitment to improving planetary health – rather due to reporting costs, transition risks and reputational pressure. High-profile greenwashing scandals, such as “green bonds” allegedly linked to deforestation in Sumatra, have further eroded trust. This raises questions about whether green finance is more a branding exercise than transformation.

In the face of these ambiguities, the environmental sciences are involved in the expansion of green finance. As social scientists we have been following these developments, wondering whether they may help us pin down robust ways to develop green finance.

Some companies are now using science-based targets (emission reduction goals aligned with climate science), net zero transitions pathways or roadmaps, and high-integrity carbon credits (verified purchases of direct air capture credits to offset greenhouse gas emissions).

Most of these claim to rely on rigorous calculations. The language of science grants objectivity and legitimacy. At its most basic level, this “sciencewashing” uses the vocabulary and authority of science to claim sustainability outcomes.

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Read more:
Green bonds can help finance clean energy – as long as the projects they fund are transparent

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Green finance also provides many employment opportunities for environmental scientists who can work as consultants, auditors and certifiers, to assess the quality of green claims. Many startups have emerged, offering a range of high-tech services to provide environmental data to companies. That includes monitoring deforestation through remote sensing or using sounds to analyse wildlife activity.

Green finance-related industries are flourishing and more and more environmental graduates are being recruited to quantify emissions, build risk metrics, monitor changes in biodiversity and verify credits.

Sciencewashing

Drawing on five years of research and combining data emerging from participation in green finance conferences and seminars, interviews and document analysis, our study warns against different forms of sciencewashing.

Mounting evidence suggests a gap between the suggested possibilities and the actual outcomes of green finance. Many green finance products appear to serve financial markets and the wealthiest investors more than nature or vulnerable communities.

Even more concerning are the unintended consequences. Far from levelling the playing field, green finance can exacerbate inequality. For example, communities have been displaced to make room for renewable energy projects or offset schemes.

This creates what are known as green sacrifice zones: areas where environmental harm or social costs are tolerated in the name of advancing “green” goals.

Poorer countries often face higher borrowing costs in the name of climate risk, while wealthy economies continue to access cheaper capital. Insurance premiums are also rising in climate-vulnerable regions, pricing out those least able to afford them. So green finance can make the situation for the most vulnerable populations worse.

In its current form, green finance will most likely sustain business as usual, leaving the causes of environmental crisis untouched.

For green finance to deliver the transformative change its advocates promise, it must address the deeper political and social issues, such as the role of public authorities in regulating finance, or the relationship between green investment and global inequality.

If green finance is to serve collective wellbeing rather than the interests of a privileged few, we need rigorous and proactive public regulations and better public debates on what green finance ought to account for.

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Don’t have time to read about climate change as much as you’d like?

Get a weekly roundup in your inbox instead. Every Wednesday, The Conversation’s environment editor writes Imagine, a short email that goes a little deeper into just one climate issue. Join the 45,000+ readers who’ve subscribed so far.

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Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.

One of the top US officials overseeing OpenAI’s restructuring has warned she will take legal action against the ChatGPT maker if it fails to stick to public interest pledges Sam Altman agreed in negotiations to unlock the deal.

Kathy Jennings, the attorney-general of Delaware, told the Financial Times she consented to the deal after securing multiple binding legal commitments from Altman, OpenAI’s chief executive. They require the $500bn start-up to prioritise AI safety over its shareholders’ commercial gain.

The final agreement, announced on Tuesday, puts key decisions, including launching a public listing, in the hands of the non-profit OpenAI Foundation, which has a 26 per cent stake in the for-profit arm, called the OpenAI Group, worth $130bn.

“Anyone who is familiar with our work knows we are not shy to go into the courtroom to benefit the public if we need to,” said Jennings, who has previously taken legal action challenging Elon Musk’s so-called Department of Government Efficiency.

The complex restructure was finalised late on Monday night, after direct talks between Altman, Jennings and her California counterpart, Rob Bonta, according to multiple people with direct knowledge of the process.

OpenAI’s chief financial officer, Sarah Friar, worked in parallel to negotiate financial terms directly with Amy Hood, her counterpart at Microsoft, which is OpenAI’s biggest shareholder under the new structure, they added.

The deal, after more than a year of negotiations, enables investors to hold equity for the first time and unlocks a future stock market offering.

Altman said on Tuesday that an IPO was the most likely path for the AI group, though the company said it was too early to settle the timing or size of the raise. “An IPO is not our focus, so we could not possibly have set a date,” the company said.

As part of the restructuring discussions, Jennings and Bonta sought to codify language in OpenAI’s charter, which lays out principles to ensure AGI — AI which surpasses human intelligence — benefits humanity.

It also commits OpenAI to join forces with any “safety-conscious” rival that has a good chance of reaching OpenAI’s goal of creating AGI within a two-year timeframe.

“The charter was important to us [and was] one of the key concessions that we got,” said Owen Lefkon, a senior attorney in Jennings’s office, who worked on the agreement. “Up until this week, it was just a page on a website. As of today, the company has committed to two state attorneys-general that it will be used to execute the mission going forward.”

Jennings said Altman’s agreement to place OpenAI’s safety and security committee, which has the power to block the release of AI models, under the OpenAI Foundation rather than the OpenAI Group was also “a critical turning point in our discussions”.

“The question all along was whether OpenAI would reorient away from its charitable goals and towards profit-making. [Tuesday’s] agreement has meaningful provisions which mean the mission controls the operations,” said Jill Horwitz, a professor at Northwestern University and UCLA and expert in non-profit law.

These commitments mean OpenAI’s shareholders — including SoftBank and venture capitalists such as Thrive Capital and Khosla Ventures — are still exposed to unique risks from the start-up’s governance.

But it is unclear how some of these requirements will work in practice. Microsoft chief executive Satya Nadella on Tuesday questioned the definition of AGI, calling it a “nonsensical word”.

Microsoft, which has invested $13.75bn into OpenAI, agreed new terms with the start-up after Hood and Friar “took the deal offline and away from the lawyers” to iron out the final details last week, according to a person with knowledge of the matter.  

The companies signed a draft agreement on September 11, and set a 45-day countdown to finalise terms by this week. The last piece to fall into place was a pledge from OpenAI to spend $250bn with the technology giant’s cloud arm over time. 

“That was the final sticking point to be resolved and it got finalised over the weekend between Sarah and Amy,” said one person with knowledge of the talks. The pair both worked at Goldman Sachs in the early 2000s and have known each other for decades.

Microsoft, which will take a 27 per cent stake worth $135bn in the OpenAI Group, extracted another important concession: the group and its AI chief Mustafa Suleyman are now free to pursue AGI on its own and with third parties, having been prevented from doing so under the previous contract.

OpenAI, meanwhile, insisted on being able to ringfence significant pieces of “AGI-level” research from Microsoft, provided those were not commercialised, according to a person familiar with the discussions.

Pakistan’s foreign exchange reserves held by the State Bank of Pakistan (SBP) rose by $16 million over the past week, reaching $14.47 billion as of October 24, 2025, according to data released by the central bank on Thursday.

The SBP reported that the country’s total liquid foreign reserves now stand at $19.69 billion, with net reserves held by commercial banks recorded at $5.22 billion.

“During the week ended on 24-Oct-2025, SBP’s FX reserves increased by $16 million to $14,471.6 million,” the central bank said in its statement.

Despite the weekly decline, import cover remained stable at 2.36 months, reflecting continued support from central bank inflows and controlled external payments.

On a fiscal year-to-date basis, reserves are up by $419 million.

Compared to the start of the calendar year, reserves have improved by $3.76 billion, supported by stronger remittances and restrained import demand.

Market observers note that sustaining import cover above two months remains critical for exchange-rate stability ahead of scheduled IMF review milestones and external debt obligations.

 

More than half of UK businesses are changing the way they approach ethical policies and practices because of the Trump administration’s criticism of the “woke” agenda, research suggests.

Interviews with 250 general counsels and chief legal officers at leading UK organisations found that they are reacting to the pushback against diversity, equity and inclusion (DEI) initiatives in the US by reviewing – and in some cases scrapping – policies.

In the US, black public servants have been sacked and measures attempting to tackle racial inequality have been labelled “discriminatory” by the Department of Justice.

Following in the Trump administration’s footsteps, the Reform party has vowed to scrap DEI initiatives from councils it controls in the UK while the Blue Labour group has urged ministers to “root out DEI” to counter the threat posed by Nigel Farage’s party.

The law firm Freeths, which carried out the research, published on Thursday, found that of the organisations surveyed, all of which make more than £100m in revenue, 28% said they had made wholesale changes to initiatives including DEI and environmental sustainability, or abandoned them altogether, in response to US criticisms of the “woke” agenda.

A further 26% said that it has led to specific changes, while 32% said it had led to discussions about potential changes.

Philippa Dempster, senior partner at Freeths, which acted for 555 post office operators wrongfully accused of theft, fraud and false accounting in their high court victory, said: “The truth is that a drive for profit can significantly impact or impede ethical decision-making. Our research exposes a troubling reality: while businesses express commitment to doing the right thing, there’s still a significant gap between principle and practice. And even in the light of the Post Office scandal, we’re seeing some UK businesses abandon valuable ethical and moral initiatives in response to outside influence.”

The corporate legal leaders from five sectors – technology, retail, hospitality and leisure, energy and the public sector – overwhelmingly (83%) said that they believed that “doing the right thing” came secondary to profit in business decision-making within their organisation.

When asked how frequently profit motivations came into conflict with ethical and moral concerns at their organisation, 22% of respondents said very regularly, 32% said regularly, and 37% said sometimes.

In the US, companies including Amazon, Disney, Google and Meta have abandoned DEI policies in response to Trump’s actions.

The legal risk of discrimination cases in the UK mean protections afforded by the Equality Act limit the ability for rollback to the same extent. However, the former Conservative ministers Suella Braverman and Jacob Rees-Mogg have called for the act to be abolished, while Reform has said it would replace it and the research by Freeths suggests that many UK firms are already changing their behaviour.

Earlier this year, BT reportedly cut DEI initiatives from its bonus scheme for middle managers, while saying it remained “committed” to diversity principles.

Helena Morrissey, a former City fund manager, who chairs the Diversity Project, a cross-company investment and savings industry initiative, said the report – the first she had seen of its kind – was depressing. “After every scandal that’s cost so much money and shareholders have suffered as well, why would people think, ‘Oh, now we can take the foot off the gas when it comes to being ethical,’” she said.

“I understand that some policies or agendas have become sort of politicised but ethics is not. Ethics is all about doing the right thing. I don’t really see how it’s ethics or profits​ or how ethics are woke – that doesn’t really make any sense to me.”

The Freeths report did identify some “good news”, including the equality (race and disability) bill, which would compel employers with more than 250 staff to report on ethnicity and disability pay gaps.